ReposiTrak (NYSE:TRAK) and Flywire (NASDAQ:FLYW) Head to Head Contrast

ReposiTrak (NYSE:TRAK) and Flywire (NASDAQ:FLYW) are both small-cap computer and technology companies, but which is the better business? We will compare the two companies based on the strength of their valuation, dividends, analyst recommendations, risk, earnings, profitability and institutional ownership.

Insider and Institutional Ownership

27.4% of ReposiTrak shares are owned by institutional investors. Comparatively, 95.9% of Flywire shares are owned by institutional investors. 41.0% of ReposiTrak shares are owned by insiders. Comparatively, 4.4% of Flywire shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares ReposiTrak and Flywire”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ReposiTrak	$23.50 million	7.69	$6.98 million	$0.37	26.84
Flywire	$623.03 million	2.77	$13.50 million	$0.10	142.20

Flywire has higher revenue and earnings than ReposiTrak. ReposiTrak is trading at a lower price-to-earnings ratio than Flywire, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

ReposiTrak has a beta of 0.78, indicating that its stock price is 22% less volatile than the S&P 500. Comparatively, Flywire has a beta of 1.3, indicating that its stock price is 30% more volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings for ReposiTrak and Flywire, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ReposiTrak	0	1	0	0	2.00
Flywire	1	6	6	0	2.38

Flywire has a consensus price target of $16.18, suggesting a potential upside of 13.80%. Given Flywire’s stronger consensus rating and higher possible upside, analysts plainly believe Flywire is more favorable than ReposiTrak.

Profitability

This table compares ReposiTrak and Flywire’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
ReposiTrak	30.62%	14.52%	12.96%
Flywire	2.17%	2.76%	1.91%

Summary

Flywire beats ReposiTrak on 8 of the 14 factors compared between the two stocks.

About ReposiTrak

Park City Group, Inc., a software-as-a-service provider, designs, develops, and markets proprietary software products in North America. The company offers ReposiTrak MarketPlace, a supplier discovery and B2B e-commerce solution; ReposiTrak Compliance and Food Safety solutions, which reduces potential regulatory and legal risk from their supply chain partners; and ReposiTrak Supply Chain solutions that enables customers to manage relationships with suppliers. It also provides ScoreTracker, Vendor Managed Inventory, Store Level Ordering and Replenishment, Enterprise Supply Chain Planning, Fresh Market Manager, and ActionManager supply chain solutions to manage inventory, product mix, and labor. In addition, the company offers business-consulting services to suppliers and retailers in the grocery, convenience store, and specialty retail industries, as well as professional consulting services. It primarily serves multi-store retail chains, wholesalers and distributors, and their suppliers. The company is headquartered in Murray, Utah.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.