SoFi Technologies, Inc. (NASDAQ:SOFI) Given Consensus Recommendation of “Hold” by Brokerages

SoFi Technologies, Inc. (NASDAQ:SOFI) has been assigned a consensus rating of “Hold” from the twenty-one research firms that are covering the firm, Marketbeat reports. Three investment analysts have rated the stock with a sell rating, eleven have issued a hold rating and seven have assigned a buy rating to the company. The average 1 year price objective among analysts that have updated their coverage on the stock in the last year is $23.6111.

A number of analysts have commented on the company. Weiss Ratings reaffirmed a “hold (c)” rating on shares of SoFi Technologies in a research report on Thursday, January 22nd. Deutsche Bank Aktiengesellschaft reaffirmed a “hold” rating and set a $18.00 price target on shares of SoFi Technologies in a research report on Thursday. Stephens decreased their price objective on SoFi Technologies from $26.00 to $25.00 and set an “overweight” rating for the company in a report on Thursday. TD Cowen decreased their price objective on SoFi Technologies from $24.00 to $18.00 and set a “hold” rating for the company in a report on Thursday. Finally, Morgan Stanley set a $16.00 price objective on SoFi Technologies in a report on Thursday.

Key Stories Impacting SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Needham cut its price target but kept a buy rating at $25, signaling continued analyst conviction in SoFi’s long?term growth despite the pullback. SoFi Technologies (NASDAQ:SOFI) Given New $25.00 Price Target at Needham & Company LLC
• Positive Sentiment: Unusually heavy call?option activity (large block of calls traded) suggests some investors are positioning for an upside recovery or event?driven move. (market report)
• Positive Sentiment: SoFi’s product expansion — notably the SoFi Big Business Banking platform that integrates fiat and crypto — adds a new enterprise revenue pathway that could boost longer?term revenue and cross?sell. SoFi Tech (SOFI) Launches Big Business Banking to Integrate Fiat and Crypto Operations
• Neutral Sentiment: Stephens trimmed its target to $25 but kept an Overweight rating — a mixed signal that leaves longer?term conviction intact. Stephens Trims SoFi Price Target to $25
• Neutral Sentiment: SoFi scheduled its 2026 virtual Annual Meeting for June 17 — routine corporate housekeeping with limited near?term price impact. SoFi Schedules 2026 Annual Meeting of Stockholders
• Negative Sentiment: Q1 results beat revenue and matched EPS, but management left FY2026 guidance largely unchanged and disclosed a meaningful sequential drop in Technology Platform revenue (loss of a major client), prompting the “sell?on?beat” reaction and earlier sharp share decline. SoFi Technologies, Inc. Q1 2026 Earnings Call Summary
• Negative Sentiment: Block & Leviton launched an investigation into potential securities fraud, a legal overhang that increases downside risk and investor uncertainty. SoFi Technologies, Inc. Investigated For Securities Fraud; Block & Leviton Encourages Investors Who Have Lost Money to Contact the Firm
• Negative Sentiment: Several outlets discuss a re?rating of SoFi from high?growth fintech to a more bank?like operator and flag repeated post?earnings sell?offs — sentiment risk that can keep volatility elevated. SoFi Stock Selloff Shows Investors Are Starting To Question The Fintech Narrative
• Negative Sentiment: TD Cowen lowered its target to $18 and set a Hold, reflecting near?term skepticism from some analysts following the cautious guidance. TD Cowen Lowers Price Target

Insiders Place Their Bets

In related news, CEO Anthony Noto acquired 28,900 shares of the firm’s stock in a transaction dated Tuesday, March 17th. The stock was acquired at an average price of $17.32 per share, with a total value of $500,548.00. Following the acquisition, the chief executive officer directly owned 11,704,352 shares in the company, valued at $202,719,376.64. This represents a 0.25% increase in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Also, EVP Kelli Keough sold 9,755 shares of the business’s stock in a transaction dated Friday, February 20th. The shares were sold at an average price of $18.87, for a total value of $184,076.85. Following the completion of the transaction, the executive vice president directly owned 293,725 shares of the company’s stock, valued at approximately $5,542,590.75. This trade represents a 3.21% decrease in their position. The SEC filing for this sale provides additional information. Over the last quarter, insiders have acquired 38,900 shares of company stock worth $705,398 and have sold 218,422 shares worth $4,105,468. Corporate insiders own 2.60% of the company’s stock.

Hedge Funds Weigh In On SoFi Technologies

Institutional investors and hedge funds have recently modified their holdings of the business. Valley Wealth Managers Inc. purchased a new position in shares of SoFi Technologies in the 4th quarter valued at about $25,000. Vermillion Wealth Management Inc. increased its stake in shares of SoFi Technologies by 283.1% in the 4th quarter. Vermillion Wealth Management Inc. now owns 1,000 shares of the company’s stock valued at $26,000 after purchasing an additional 739 shares in the last quarter. Blue Trust Inc. increased its stake in shares of SoFi Technologies by 655.2% in the 4th quarter. Blue Trust Inc. now owns 1,012 shares of the company’s stock valued at $26,000 after purchasing an additional 878 shares in the last quarter. Reflection Asset Management purchased a new position in shares of SoFi Technologies in the 4th quarter valued at about $28,000. Finally, Central Pacific Bank Trust Division purchased a new position in shares of SoFi Technologies in the 4th quarter valued at about $28,000. Hedge funds and other institutional investors own 38.43% of the company’s stock.

SoFi Technologies Stock Performance

Shares of SOFI opened at $16.10 on Friday. The stock has a 50-day moving average of $17.59 and a two-hundred day moving average of $23.38. SoFi Technologies has a one year low of $12.43 and a one year high of $32.73. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.18 and a current ratio of 0.78. The stock has a market cap of $20.53 billion, a P/E ratio of 36.59 and a beta of 2.24.

SoFi Technologies (NASDAQ:SOFI) last issued its quarterly earnings results on Wednesday, April 29th. The company reported $0.12 EPS for the quarter, hitting analysts’ consensus estimates of $0.12. SoFi Technologies had a return on equity of 6.63% and a net margin of 14.65%.The company had revenue of $1.09 billion during the quarter, compared to analysts’ expectations of $1.05 billion. During the same quarter in the previous year, the firm posted $0.06 EPS. The firm’s revenue was up 42.6% compared to the same quarter last year. SoFi Technologies has set its FY 2026 guidance at 0.600- EPS. As a group, research analysts predict that SoFi Technologies will post 0.6 EPS for the current year.

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.