Equifax (NYSE:EFX) Issues Q2 2026 Earnings Guidance

Equifax (NYSE:EFX) issued an update on its second quarter 2026 earnings guidance on Tuesday morning. The company provided EPS guidance of 2.150-2.250 for the period, compared to the consensus EPS estimate of 2.240. The company issued revenue guidance of $1.7 billion-$1.7 billion, compared to the consensus revenue estimate of $1.7 billion. Equifax also updated its FY 2026 guidance to 8.340-8.740 EPS.

Equifax Stock Down 7.3%

EFX opened at $178.44 on Thursday. The company has a fifty day moving average price of $189.07 and a 200-day moving average price of $205.82. The firm has a market capitalization of $21.53 billion, a P/E ratio of 31.41, a price-to-earnings-growth ratio of 1.47 and a beta of 1.56. The company has a debt-to-equity ratio of 0.89, a current ratio of 0.61 and a quick ratio of 0.60. Equifax has a one year low of $166.02 and a one year high of $281.03.

Equifax (NYSE:EFX) last released its quarterly earnings results on Tuesday, April 21st. The credit services provider reported $1.86 EPS for the quarter, beating analysts’ consensus estimates of $1.69 by $0.17. The firm had revenue of $1.65 billion during the quarter, compared to analyst estimates of $1.61 billion. Equifax had a net margin of 11.12% and a return on equity of 20.41%. The business’s revenue for the quarter was up 14.3% on a year-over-year basis. During the same period in the previous year, the business earned $1.53 EPS. Equifax has set its Q2 2026 guidance at 2.150-2.250 EPS and its FY 2026 guidance at 8.340-8.740 EPS. Equities research analysts expect that Equifax will post 8.57 earnings per share for the current fiscal year.

Equifax Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Tuesday, March 17th. Investors of record on Monday, March 9th were given a $0.56 dividend. This represents a $2.24 annualized dividend and a yield of 1.3%. This is a boost from Equifax’s previous quarterly dividend of $0.50. The ex-dividend date was Monday, March 9th. Equifax’s dividend payout ratio (DPR) is presently 39.44%.

Analyst Ratings Changes

EFX has been the subject of several research reports. Wells Fargo & Company cut their target price on shares of Equifax from $240.00 to $230.00 and set an “overweight” rating for the company in a research report on Wednesday. Stifel Nicolaus cut their target price on shares of Equifax from $253.00 to $235.00 and set a “buy” rating for the company in a research report on Thursday, February 5th. Argus upgraded shares of Equifax to a “hold” rating in a research report on Monday, March 2nd. Bank of America initiated coverage on shares of Equifax in a research report on Tuesday, February 17th. They issued a “buy” rating and a $250.00 target price for the company. Finally, Morgan Stanley cut their target price on shares of Equifax from $244.00 to $243.00 and set an “overweight” rating for the company in a research report on Wednesday. Thirteen investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. Based on data from MarketBeat.com, Equifax currently has a consensus rating of “Moderate Buy” and an average target price of $231.00.

Insider Buying and Selling

In other news, EVP Jamil Farshchi sold 6,213 shares of the stock in a transaction dated Tuesday, February 10th. The shares were sold at an average price of $195.81, for a total transaction of $1,216,567.53. Following the completion of the sale, the executive vice president directly owned 41,036 shares in the company, valued at approximately $8,035,259.16. This represents a 13.15% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, CEO Mark W. Begor sold 37,791 shares of the company’s stock in a transaction that occurred on Tuesday, February 10th. The shares were sold at an average price of $201.89, for a total value of $7,629,624.99. Following the transaction, the chief executive officer owned 230,506 shares of the company’s stock, valued at approximately $46,536,856.34. This represents a 14.09% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold a total of 49,671 shares of company stock valued at $9,960,181 over the last three months. 1.70% of the stock is owned by company insiders.

Equifax News Roundup

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Q1 beat on both EPS and revenue — Equifax reported $1.86 EPS vs. $1.69 expected and record Q1 revenue (~$1.65B), which management attributed in part to product innovation and growth in key segments. Earnings Call Transcript
• Positive Sentiment: AI and mortgage strength cited as drivers — Management and coverage noted AI-powered products and strong U.S. mortgage revenue (large y/y growth) helped deliver a record quarter. Those underlying growth drivers support the company’s longer-term thesis. PYMNTS: AI Tools for Record Quarter
• Positive Sentiment: Sell?side support remains — Several firms reaffirmed buy/overweight ratings (Needham reaffirmed Buy with a $265 PT), signaling continued analyst confidence in fundamentals and buybacks. Needham Reaffirmed Buy
• Neutral Sentiment: Mixed analyst tweaks — Goldman raised its PT to $200 but kept a Neutral rating, and Robert W. Baird trimmed its PT slightly to $245 while maintaining Outperform. These small adjustments reflect nuanced views rather than wholesale negativity. Goldman Sachs PT Change Baird PT Change
• Negative Sentiment: Management kept guidance cautious — Equifax maintained its revenue/guidance outlook and flagged uncertainty in the mortgage market after recent geopolitical-driven rate moves, which disappointed some investors who had expected guidance to be raised after the beat. This was cited as a primary reason for the stock pullback. MSN: Stock Slips After Maintaining Guidance
• Negative Sentiment: Price?target trims from multiple shops — Several analysts cut price targets (Wells Fargo to $230, Citigroup to $238, Morgan Stanley trimmed slightly), which can weigh on sentiment even though many kept Buy/Overweight ratings. Wells Fargo PT Cut Citigroup PT Cut Morgan Stanley PT Trim

Hedge Funds Weigh In On Equifax

Institutional investors and hedge funds have recently made changes to their positions in the business. Ameriflex Group Inc. increased its position in shares of Equifax by 612.5% during the fourth quarter. Ameriflex Group Inc. now owns 114 shares of the credit services provider’s stock valued at $25,000 after acquiring an additional 98 shares in the last quarter. Kemnay Advisory Services Inc. bought a new stake in Equifax in the 4th quarter worth approximately $26,000. State of Wyoming bought a new stake in Equifax in the 2nd quarter worth approximately $34,000. Caitong International Asset Management Co. Ltd bought a new stake in Equifax in the 3rd quarter worth approximately $34,000. Finally, Quarry LP bought a new stake in Equifax in the 4th quarter worth approximately $36,000. Institutional investors own 96.20% of the company’s stock.

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.

The company’s offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance.