Bank7 (NASDAQ:BSVN) Posts Quarterly Earnings Results, Beats Expectations By $0.24 EPS

Bank7 (NASDAQ:BSVN) posted its quarterly earnings data on Tuesday, April 14th. The company reported $1.25 earnings per share for the quarter, beating analysts’ consensus estimates of $1.01 by $0.24, Zacks reports. The company had revenue of $26.16 million during the quarter, compared to analyst estimates of $23.63 million. Bank7 had a return on equity of 18.18% and a net margin of 31.77%.

Here are the key takeaways from Bank7’s conference call:

• Management highlighted continued margin strength and set a core NIM target of 4.40%–4.45% with loan fees normalizing to ~28–35 bps, citing improved deposit costs and stable margin management.
• Loan growth outlook remains “moderate single digit” for 2026 — first-quarter bookings were solid but sizable payoffs (particularly in Q2) may press end?of?period balances before new originations offset them.
• Asset quality is strong: recent nonaccrual recoveries and expected payoffs would reduce NPAs to roughly $4–5 million, and management sees no immediate need to materially increase ACLs absent a macro shock.
• Capital remains ample (quarter-end risk?based ~15.96% and likely above 16% today); the bank prefers organic growth and selective M&A for capital deployment and views buybacks as unlikely unless valuation and alternatives justify them.
• Energy-related items that have been grossing up both fees and expenses are described as an outlier that has largely served its purpose and should diminish or exit over the next few months, with limited current P&L impact.

Bank7 Price Performance

NASDAQ BSVN traded up $0.38 during trading hours on Thursday, hitting $43.26. The company’s stock had a trading volume of 13,587 shares, compared to its average volume of 9,929. Bank7 has a 12 month low of $36.60 and a 12 month high of $50.10. The company’s 50 day simple moving average is $41.89 and its two-hundred day simple moving average is $42.37. The company has a market cap of $411.84 million, a P/E ratio of 9.28 and a beta of 0.93.

Insider Buying and Selling at Bank7

In other news, EVP Darrell Lee Jr. Mathews sold 1,000 shares of the business’s stock in a transaction that occurred on Tuesday, May 5th. The shares were sold at an average price of $43.00, for a total transaction of $43,000.00. Following the completion of the transaction, the executive vice president directly owned 6,497 shares of the company’s stock, valued at $279,371. The trade was a 13.34% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. 25.71% of the stock is owned by insiders.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently added to or reduced their stakes in BSVN. BNP Paribas Financial Markets lifted its stake in Bank7 by 30.2% in the third quarter. BNP Paribas Financial Markets now owns 1,812 shares of the company’s stock worth $84,000 after purchasing an additional 420 shares during the last quarter. Wells Fargo & Company MN grew its stake in shares of Bank7 by 47.8% during the fourth quarter. Wells Fargo & Company MN now owns 4,763 shares of the company’s stock valued at $195,000 after buying an additional 1,540 shares during the last quarter. Zacks Investment Management purchased a new stake in shares of Bank7 in the fourth quarter worth approximately $202,000. Jacobs Levy Equity Management Inc. bought a new stake in shares of Bank7 during the 3rd quarter worth approximately $213,000. Finally, HRT Financial LP bought a new stake in shares of Bank7 during the 4th quarter worth approximately $218,000. 23.48% of the stock is currently owned by institutional investors.

Analyst Ratings Changes

A number of research firms have recently commented on BSVN. Keefe, Bruyette & Woods cut their target price on Bank7 from $53.00 to $52.00 and set an “outperform” rating on the stock in a research note on Wednesday, April 15th. Piper Sandler upped their price target on shares of Bank7 from $55.00 to $57.00 and gave the stock an “overweight” rating in a research note on Wednesday, April 15th. Weiss Ratings downgraded shares of Bank7 from a “buy (b)” rating to a “buy (b-)” rating in a research report on Thursday, May 14th. Finally, Zacks Research raised shares of Bank7 from a “hold” rating to a “strong-buy” rating in a report on Thursday, April 16th. One investment analyst has rated the stock with a Strong Buy rating and three have given a Buy rating to the company’s stock. According to data from MarketBeat, the stock currently has a consensus rating of “Buy” and an average target price of $54.50.

Bank7 Company Profile

Bank7 Corporation, through its subsidiary Bank7, National Association, is a regional banking organization that offers a full range of deposit and lending products to both consumer and commercial clients. Its deposit offerings include checking and savings accounts, money market funds and certificates of deposit, while its lending portfolio encompasses residential and commercial real estate loans, small business loans and consumer credit products.

Complementing its core banking services, Bank7 provides digital banking solutions such as online and mobile platforms for account management, bill payment and remote check deposit.