Head to Head Survey: XWELL (NASDAQ:XWEL) and HealthEquity (NASDAQ:HQY)

HealthEquity (NASDAQ:HQY) and XWELL (NASDAQ:XWEL) are both medical companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, profitability, risk, analyst recommendations, valuation, earnings and institutional ownership.

Analyst Ratings

This is a breakdown of current ratings for HealthEquity and XWELL, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HealthEquity	1	1	12	1	2.87
XWELL	1	0	0	0	1.00

HealthEquity currently has a consensus price target of $111.79, suggesting a potential upside of 36.18%. Given HealthEquity’s stronger consensus rating and higher probable upside, analysts plainly believe HealthEquity is more favorable than XWELL.

Profitability

This table compares HealthEquity and XWELL’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HealthEquity	16.39%	13.86%	8.67%
XWELL	-58.17%	-352.37%	-84.71%

Institutional and Insider Ownership

99.6% of HealthEquity shares are held by institutional investors. Comparatively, 8.7% of XWELL shares are held by institutional investors. 1.5% of HealthEquity shares are held by company insiders. Comparatively, 13.9% of XWELL shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Volatility and Risk

HealthEquity has a beta of 0.26, meaning that its share price is 74% less volatile than the S&P 500. Comparatively, XWELL has a beta of 0.96, meaning that its share price is 4% less volatile than the S&P 500.

Valuation and Earnings

This table compares HealthEquity and XWELL”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HealthEquity	$1.31 billion	5.28	$215.20 million	$2.46	33.37
XWELL	$29.21 million	0.24	-$16.99 million	($5.11)	-0.24

HealthEquity has higher revenue and earnings than XWELL. XWELL is trading at a lower price-to-earnings ratio than HealthEquity, indicating that it is currently the more affordable of the two stocks.

Summary

HealthEquity beats XWELL on 13 of the 15 factors compared between the two stocks.

About HealthEquity

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, receive personalized benefit information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.

About XWELL

XWELL, Inc. provides health and wellness services in airport and off airport marketplaces in the United States and internationally. It operates in four segments: XpresSpa, XpresTest, Naples Wax Center, and Treat. The XpresSpa segment traveler's spa services, including massage, nail, and skin care services, as well as spa and travel products. The XpresTest segment offers diagnostic COVID-19 tests at XpresCheck Wellness Centers in airports, to airport employees and to the traveling public but has transitioned to the CDC's bio-surveillance program; and provides marketing support through HyperPointe business to various health and health-related channels. The Napple Wax Center segment offers skincare and cometic products, as well as face and body waxing services. The Treat segment provides access to wellness services for travelers at on-site centers, consisting of self-guided yoga, meditation, and low impact weight exercises programs. The company offers its services through stores, kiosks, and online. The company was formerly known as XpresSpa Group, Inc. and changed its name to XWELL, Inc. in October 2022. XWELL, Inc. is based in New York, New York.