Pinnacle Wealth Management LLC Makes New Investment in SoFi Technologies, Inc. $SOFI

Pinnacle Wealth Management LLC purchased a new stake in SoFi Technologies, Inc. (NASDAQ:SOFI) in the 4th quarter, according to its most recent disclosure with the Securities & Exchange Commission. The fund purchased 71,127 shares of the company’s stock, valued at approximately $1,862,000. SoFi Technologies makes up about 1.3% of Pinnacle Wealth Management LLC’s investment portfolio, making the stock its 26th largest holding.

Other institutional investors have also recently made changes to their positions in the company. Central Pacific Bank Trust Division bought a new position in shares of SoFi Technologies during the 4th quarter worth about $28,000. Salomon & Ludwin LLC bought a new stake in SoFi Technologies in the 3rd quarter valued at about $29,000. SJS Investment Consulting Inc. increased its position in SoFi Technologies by 840.3% in the 3rd quarter. SJS Investment Consulting Inc. now owns 1,119 shares of the company’s stock valued at $30,000 after buying an additional 1,000 shares in the last quarter. Strategic Investment Solutions Inc. IL raised its stake in SoFi Technologies by 693.5% during the 3rd quarter. Strategic Investment Solutions Inc. IL now owns 1,230 shares of the company’s stock worth $32,000 after buying an additional 1,075 shares during the period. Finally, Aventura Private Wealth LLC acquired a new position in SoFi Technologies during the 4th quarter worth approximately $33,000. Institutional investors and hedge funds own 38.43% of the company’s stock.

Insider Buying and Selling at SoFi Technologies

In other SoFi Technologies news, EVP Kelli Keough sold 9,742 shares of SoFi Technologies stock in a transaction on Friday, March 20th. The shares were sold at an average price of $16.94, for a total transaction of $165,029.48. Following the transaction, the executive vice president directly owned 343,026 shares of the company’s stock, valued at $5,810,860.44. The trade was a 2.76% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, CEO Anthony Noto bought 28,900 shares of SoFi Technologies stock in a transaction dated Tuesday, March 17th. The stock was purchased at an average price of $17.32 per share, with a total value of $500,548.00. Following the purchase, the chief executive officer owned 11,704,352 shares in the company, valued at approximately $202,719,376.64. This represents a 0.25% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. In the last three months, insiders have purchased 38,900 shares of company stock valued at $705,398 and have sold 218,148 shares valued at $4,161,735. 2.60% of the stock is owned by corporate insiders.

SoFi Technologies Price Performance

SOFI stock opened at $15.88 on Wednesday. The company has a market capitalization of $20.25 billion, a P/E ratio of 41.79 and a beta of 2.20. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.18 and a current ratio of 0.78. SoFi Technologies, Inc. has a 52-week low of $8.60 and a 52-week high of $32.73. The business has a 50-day simple moving average of $19.62 and a two-hundred day simple moving average of $24.89.

SoFi Technologies (NASDAQ:SOFI) last issued its quarterly earnings data on Friday, January 30th. The company reported $0.13 EPS for the quarter, topping the consensus estimate of $0.12 by $0.01. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The firm had revenue of $1.01 billion during the quarter, compared to the consensus estimate of $984.75 million. During the same period in the prior year, the business posted $0.05 earnings per share. The company’s quarterly revenue was up 39.6% compared to the same quarter last year. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Research analysts expect that SoFi Technologies, Inc. will post 0.26 EPS for the current fiscal year.

SoFi Technologies News Roundup

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Analysts and retail-focused pieces are pitching SOFI as an oversold buying opportunity and highlighting strong YTD gains and long-term upside from its fintech platform, which can attract momentum buyers and retail inflows. Is SoFi Technologies (SOFI) one of the best oversold stocks to buy under $20?
• Positive Sentiment: Long-form bullish analysis notes SOFI’s recovery from its 52-week low and argues upside remains from product cross-sell and margin expansion, which can reinforce positive sentiment among growth investors. Up 32% in 2026, How High Can SOFI Stock Go This Year?
• Neutral Sentiment: Macro context: higher market savings rates (coverage of best high-yield savings rates) mean deposit competition and margin pressure are evolving across banks/fintechs — a market backdrop that affects SoFi’s deposit costs and customer acquisition economics but is not SOFI-specific. Best high-yield savings interest rates today, March 31, 2026 (Earn up to 4% APY)
• Neutral Sentiment: Broad IPO coverage (OpenAI, Anthropic, SpaceX) keeps attention on where retail order flow will land; this is industry-level news that can move fintech brokers generally but doesn’t single out SOFI. OpenAI, Anthropic, SpaceX: Where the most anticipated IPOs stand
• Negative Sentiment: Reports (Reuters-sourced coverage amplified by multiple outlets) said Morgan Stanley’s E*Trade secured the SpaceX retail allocation, implying Robinhood and SoFi retail customers might be excluded from IPO-priced shares — a headline that threatens SoFi’s retail trading volume, brand perception and potential revenue from big IPOs. Morgan Stanley’s E*Trade Secures Retail Allocation in Musk’s SpaceX IPO
• Neutral Sentiment: Elon Musk publicly denied reports that Robinhood and SoFi would be excluded from the SpaceX IPO, which reduces but does not eliminate the distribution risk — still a watch item until formal allocation details are released. Elon Musk Denies Reports SpaceX IPO Will Exclude Robinhood and SoFi, But Why?
• Negative Sentiment: Short-seller / activist reports and coverage (Muddy Waters-style warnings and a Seeking Alpha piece) are resurfacing claims of material execution and deal risks — including a cited ~$1B EBITDA downside scenario tied to a JPMorgan deal — which raise the possibility of downside surprise and pressure valuation multiples. SoFi stock eyes worst quarter in 4 years: Muddy Waters returns with fresh JPMorgan deal warning, warns of $1B EBITDA risk
• Negative Sentiment: Opinion/analysis pieces caution that bullish investors may be underestimating key execution or regulatory risks in SoFi’s story — these critiques can amplify volatility and make analysts more cautious. SoFi: Bulls Are Overlooking The Biggest Risk In The Story

Wall Street Analysts Forecast Growth

A number of brokerages have commented on SOFI. Needham & Company LLC reduced their price objective on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating for the company in a research note on Monday, February 2nd. Bank of America assumed coverage on SoFi Technologies in a research report on Tuesday, January 6th. They set an “underperform” rating and a $20.50 target price on the stock. Truist Financial cut their target price on SoFi Technologies from $28.00 to $21.00 and set a “hold” rating on the stock in a report on Wednesday, February 18th. UBS Group set a $24.50 price target on shares of SoFi Technologies in a research report on Monday, February 2nd. Finally, The Goldman Sachs Group decreased their price target on shares of SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a research note on Tuesday, January 6th. Seven analysts have rated the stock with a Buy rating, nine have assigned a Hold rating and three have given a Sell rating to the company. According to MarketBeat.com, SoFi Technologies has a consensus rating of “Hold” and a consensus price target of $25.91.

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.