Comparing Oxbridge Re (NASDAQ:OXBR) & Manulife Financial (NYSE:MFC)

Manulife Financial (NYSE:MFC) and Oxbridge Re (NASDAQ:OXBR) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, valuation, risk, earnings, analyst recommendations, dividends and institutional ownership.

Valuation & Earnings

This table compares Manulife Financial and Oxbridge Re”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Manulife Financial	$43.63 billion	1.68	$4.14 billion	$2.53	17.49
Oxbridge Re	$2.58 million	2.97	-$2.08 million	$0.02	47.00

Manulife Financial has higher revenue and earnings than Oxbridge Re. Manulife Financial is trading at a lower price-to-earnings ratio than Oxbridge Re, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Manulife Financial has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, Oxbridge Re has a beta of 2.05, suggesting that its share price is 105% more volatile than the S&P 500.

Profitability

This table compares Manulife Financial and Oxbridge Re’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Manulife Financial	10.28%	16.75%	0.75%
Oxbridge Re	-4.29%	-1.64%	-0.83%

Analyst Ratings

This is a breakdown of current recommendations and price targets for Manulife Financial and Oxbridge Re, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Manulife Financial	0	2	3	2	3.00
Oxbridge Re	1	1	1	0	2.00

Manulife Financial currently has a consensus target price of $58.75, indicating a potential upside of 32.74%. Oxbridge Re has a consensus target price of $3.00, indicating a potential upside of 219.15%. Given Oxbridge Re’s higher possible upside, analysts clearly believe Oxbridge Re is more favorable than Manulife Financial.

Insider & Institutional Ownership

52.6% of Manulife Financial shares are held by institutional investors. Comparatively, 5.6% of Oxbridge Re shares are held by institutional investors. 0.0% of Manulife Financial shares are held by insiders. Comparatively, 16.3% of Oxbridge Re shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Manulife Financial beats Oxbridge Re on 10 of the 14 factors compared between the two stocks.

About Manulife Financial

Manulife Financial Corporation is a Canadian financial services company that provides insurance, wealth management and investment services to individuals and businesses. Its offerings include life and health insurance, group benefits, retirement solutions and investment products. Founded in 1887 as The Manufacturers Life Insurance Company, Manulife serves customers in Canada, the United States and Asia. In the United States, it operates primarily under the John Hancock name. The company also provides asset management services to institutional and retail clients through Manulife Investment Management, which offers investment strategies across a range of asset classes.

About Oxbridge Re

Oxbridge Re Holdings Limited is a specialty reinsurance holding company listed on the Nasdaq Capital Market under the symbol OXBR. The company conducts its reinsurance activities primarily through Oxbridge Reinsurance Limited, a Bermuda-based subsidiary, and focuses on providing collateralized property catastrophe reinsurance. Its coverage is designed to protect insurance companies against losses from major natural-catastrophe events, including hurricanes and other severe weather-related disasters.