Horace Mann Educators (NYSE:HMN) Stock Breaks Above Two Hundred Day Moving Average – Should You Sell?

Shares of Horace Mann Educators Corporation (NYSE:HMN) passed above its two hundred day moving average during trading on Monday. The stock has a two hundred day moving average of $46.89 and traded as high as $47.82. Horace Mann Educators shares last traded at $47.7660, with a volume of 296,964 shares traded.

Horace Mann Educators News Roundup

Here are the key news stories impacting Horace Mann Educators this week:

• Positive Sentiment: Third-quarter EPS was $2.06, well above the $1.10 analyst consensus and up from $1.36 a year earlier. The company also reported $439.2 million in revenue. Horace Mann Q3 Earnings Surpass Estimates
• Positive Sentiment: Management raised its 2026 core EPS outlook to $5.75–$5.95, above the cited FactSet estimate of $4.85. This is the second consecutive quarterly increase to its profitability guidance. Why Horace Mann Educators Stock Soared Today
• Positive Sentiment: Reports highlighted strong core insurance operations, diversified growth and disciplined underwriting as drivers of the quarter’s performance.
• Neutral Sentiment: CEO Marita Zuraitis sold 7,500 shares under a pre-arranged Rule 10b5-1 plan. She retained 286,384 shares after the sale, which may temper concern about the transaction. SEC filing
• Negative Sentiment: One report cautioned that HMN may be fully priced after its recent run, a potential headwind if investors believe the strong results and higher outlook are already reflected in the shares.

Analyst Upgrades and Downgrades

A number of equities analysts have recently commented on HMN shares. Zacks Research lowered Horace Mann Educators from a “strong-buy” rating to a “hold” rating in a report on Monday, October 12th. Raymond James Financial restated a “strong-buy” rating and issued a $59.00 price objective on shares of Horace Mann Educators in a report on Thursday, August 13th. Weiss Ratings cut shares of Horace Mann Educators from a “buy (a-)” rating to a “buy (b+)” rating in a research note on Wednesday, October 28th. Finally, Wall Street Zen raised Horace Mann Educators from a “hold” rating to a “buy” rating in a report on Monday, October 12th. One research analyst has rated the stock with a Strong Buy rating, one has issued a Buy rating and one has assigned a Hold rating to the company. According to MarketBeat.com, the stock has a consensus rating of “Buy” and a consensus price target of $59.00.

Horace Mann Educators Price Performance

The company has a current ratio of 0.08, a quick ratio of 0.08 and a debt-to-equity ratio of 0.40. The stock has a fifty day simple moving average of $47.57 and a 200-day simple moving average of $46.95. The company has a market capitalization of $2.03 billion, a PE ratio of 11.70 and a beta of 0.09.

Horace Mann Educators (NYSE:HMN) last released its quarterly earnings data on Tuesday, November 3rd. The insurance provider reported $2.06 EPS for the quarter, beating the consensus estimate of $1.10 by $0.96. The company had revenue of $439.20 million for the quarter, compared to analyst estimates of $320.00 million. Horace Mann Educators had a return on equity of 15.90% and a net margin of 10.16%. During the same period last year, the company posted $1.36 earnings per share. Equities analysts anticipate that Horace Mann Educators Corporation will post 4.78 earnings per share for the current year.

Horace Mann Educators Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Wednesday, September 30th. Investors of record on Wednesday, September 16th were given a $0.36 dividend. The ex-dividend date was Wednesday, September 16th. This represents a $1.44 dividend on an annualized basis and a dividend yield of 2.9%. Horace Mann Educators’s dividend payout ratio (DPR) is 33.64%.

Insider Transactions at Horace Mann Educators

In other Horace Mann Educators news, General Counsel Donald M. Carley sold 2,054 shares of the company’s stock in a transaction on Thursday, September 3rd. The stock was sold at an average price of $52.28, for a total value of $107,383.12. Following the sale, the general counsel directly owned 28,760 shares in the company, valued at $1,503,572.80. This represents a 6.67% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink. Also, CEO Marita Zuraitis sold 7,500 shares of the stock in a transaction on Monday, November 2nd. The stock was sold at an average price of $47.20, for a total value of $354,000.00. Following the sale, the chief executive officer owned 286,384 shares in the company, valued at $13,517,324.80. The trade was a 2.55% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 27,791 shares of company stock valued at $1,359,488 in the last three months. Corporate insiders own 3.60% of the company’s stock.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently added to or reduced their stakes in HMN. Public Employees Retirement System of Ohio bought a new position in shares of Horace Mann Educators in the 2nd quarter valued at about $33,000. Nykredit A S bought a new stake in Horace Mann Educators during the second quarter worth $43,000. Integrated Wealth Concepts LLC bought a new position in Horace Mann Educators in the 2nd quarter valued at approximately $47,000. EverSource Wealth Advisors LLC grew its holdings in Horace Mann Educators by 24.5% during the 1st quarter. EverSource Wealth Advisors LLC now owns 1,189 shares of the insurance provider’s stock worth $51,000 after acquiring an additional 234 shares during the last quarter. Finally, Rockefeller Capital Management L.P. lifted its position in shares of Horace Mann Educators by 300.7% in the 4th quarter. Rockefeller Capital Management L.P. now owns 1,607 shares of the insurance provider’s stock worth $74,000 after purchasing an additional 1,206 shares during the period. 99.28% of the stock is owned by institutional investors and hedge funds.

About Horace Mann Educators

Horace Mann Educators Corporation (NYSE: HMN) is an insurance and financial services company focused on serving educators and employees of public schools. The company provides products designed to address the personal insurance, life insurance and retirement needs of educators, school administrators and other education professionals.

Its offerings include automobile and homeowners insurance, life insurance, supplemental insurance products and retirement annuities. Horace Mann also provides retirement planning resources and other financial services intended to help educators prepare for retirement and manage their long-term financial needs.

Founded in 1945, the company is headquartered in Springfield, Illinois, and markets its products primarily through a network of agents serving the education community across the United States.