Head-To-Head Contrast: Repay (RPAY) versus The Competition

Repay (NASDAQ:RPAY) is one of 342 publicly-traded companies in the “Financial Services” industry, but how does it weigh in compared to its competitors? We will compare Repay to similar companies based on the strength of its earnings, risk, valuation, dividends, profitability, institutional ownership and analyst recommendations.

Analyst Recommendations

This is a breakdown of current ratings and target prices for Repay and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Repay	1	3	3	0	2.29
Repay Competitors	1966	6864	11612	443	2.50

Repay currently has a consensus price target of $5.25, indicating a potential upside of 17.32%. As a group, “Financial Services” companies have a potential downside of 2.19%. Given Repay’s higher probable upside, equities analysts clearly believe Repay is more favorable than its competitors.

Institutional & Insider Ownership

82.7% of Repay shares are owned by institutional investors. Comparatively, 43.0% of shares of all “Financial Services” companies are owned by institutional investors. 12.0% of Repay shares are owned by company insiders. Comparatively, 21.9% of shares of all “Financial Services” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Repay and its competitors revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Repay	$309.26 million	-$256.72 million	-2.19
Repay Competitors	$6.42 billion	$1.07 billion	8.38

Repay’s competitors have higher revenue and earnings than Repay. Repay is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Volatility and Risk

Repay has a beta of 1.89, suggesting that its stock price is 89% more volatile than the S&P 500. Comparatively, Repay’s competitors have a beta of 2.51, suggesting that their average stock price is 151% more volatile than the S&P 500.

Profitability

This table compares Repay and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Repay	-49.57%	11.03%	4.28%
Repay Competitors	-409.62%	-16.12%	-6.09%

Summary

Repay competitors beat Repay on 8 of the 13 factors compared.

About Repay

Repay Holdings Corporation, payments technology company, provides integrated payment processing solutions to industry-oriented markets in the United States. It operates through two segments: Consumer Payments and Business Payments. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, virtual terminal, online client portal, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.