Q3 Earnings Estimate for Visa Issued By KeyCorp (NYSE:V)

Visa Inc. (NYSE:V) – Equities research analysts at KeyCorp issued their Q3 2027 earnings per share estimates for shares of Visa in a research note issued on Wednesday, October 28th. KeyCorp analyst A. Schmidt forecasts that the credit-card processor will post earnings of $3.77 per share for the quarter. KeyCorp has an “Overweight” rating and a $425.00 price objective on the stock. The consensus estimate for Visa’s current full-year earnings is $15.03 per share. KeyCorp also issued estimates for Visa’s Q4 2027 earnings at $4.02 EPS, Q1 2028 earnings at $4.17 EPS, Q2 2028 earnings at $4.11 EPS, Q3 2028 earnings at $4.22 EPS, Q4 2028 earnings at $4.43 EPS, FY2028 earnings at $16.93 EPS and FY2029 earnings at $19.00 EPS.

Visa (NYSE:V) last announced its earnings results on Tuesday, October 27th. The credit-card processor reported $3.48 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $3.44 by $0.04. The company had revenue of $12.14 billion for the quarter, compared to analyst estimates of $12.09 billion. Visa had a return on equity of 70.50% and a net margin of 51.20%. Visa’s quarterly revenue was up 13.2% on a year-over-year basis. During the same period in the prior year, the company posted $2.98 EPS.

Several other brokerages have also recently commented on V. Daiwa Securities Group increased their price target on shares of Visa from $375.00 to $422.00 and gave the stock an “outperform” rating in a research report on Thursday, August 6th. Royal Bank Of Canada restated an “outperform” rating and set a $466.00 price objective on shares of Visa in a research note on Wednesday. TD Cowen reaffirmed a “buy” rating and set a $450.00 target price (up from $420.00) on shares of Visa in a report on Wednesday. UBS Group reaffirmed a “buy” rating and set a $420.00 target price (up from $410.00) on shares of Visa in a report on Wednesday, July 29th. Finally, Susquehanna set a $480.00 target price on Visa and gave the stock a “positive” rating in a research report on Monday. Two research analysts have rated the stock with a Strong Buy rating and thirty-five have issued a Buy rating to the company’s stock. Based on data from MarketBeat, the stock presently has an average rating of “Buy” and an average target price of $438.41.

Visa Stock Up 2.4%

V stock opened at $410.25 on Friday. The firm has a 50 day simple moving average of $380.36 and a 200-day simple moving average of $341.90. The company has a market capitalization of $732.06 billion, a P/E ratio of 33.27, a PEG ratio of 1.88 and a beta of 0.77. Visa has a twelve month low of $293.89 and a twelve month high of $414.60. The company has a current ratio of 0.97, a quick ratio of 0.99 and a debt-to-equity ratio of 0.54.

Visa Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, December 1st. Shareholders of record on Tuesday, November 10th will be paid a dividend of $0.78 per share. This represents a $3.12 dividend on an annualized basis and a yield of 0.8%. The ex-dividend date of this dividend is Tuesday, November 10th. This is a positive change from Visa’s previous quarterly dividend of $0.67. Visa’s dividend payout ratio (DPR) is presently 25.30%.

Insider Activity

In other Visa news, CEO Ryan Mcinerney sold 5,875 shares of the company’s stock in a transaction dated Friday, August 21st. The shares were sold at an average price of $367.87, for a total value of $2,161,236.25. Following the completion of the transaction, the chief executive officer owned 15,174 shares in the company, valued at approximately $5,582,059.38. This represents a 27.91% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, General Counsel Julie Rottenberg sold 2,028 shares of the firm’s stock in a transaction that occurred on Monday, August 31st. The shares were sold at an average price of $381.35, for a total transaction of $773,377.80. Following the completion of the sale, the general counsel owned 18,404 shares in the company, valued at $7,018,365.40. The trade was a 9.93% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last 90 days, insiders sold 21,520 shares of company stock valued at $7,960,757. 0.12% of the stock is owned by insiders.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently modified their holdings of V. Nixon Peabody Trust Co. raised its holdings in Visa by 58.1% during the first quarter. Nixon Peabody Trust Co. now owns 4,201 shares of the credit-card processor’s stock worth $1,270,000 after purchasing an additional 1,543 shares in the last quarter. Bank Pictet & Cie Europe AG lifted its position in Visa by 0.9% in the third quarter. Bank Pictet & Cie Europe AG now owns 606,500 shares of the credit-card processor’s stock worth $217,934,000 after purchasing an additional 5,568 shares during the period. Vega Investment Solutions bought a new position in Visa during the 2nd quarter valued at $829,000. Beacon Financial Group boosted its stake in Visa by 83.9% during the 1st quarter. Beacon Financial Group now owns 22,501 shares of the credit-card processor’s stock valued at $6,801,000 after purchasing an additional 10,267 shares in the last quarter. Finally, XXEC Inc. increased its position in shares of Visa by 153,118.8% during the 2nd quarter. XXEC Inc. now owns 186,260,448 shares of the credit-card processor’s stock valued at $63,904,097,000 after purchasing an additional 186,138,883 shares during the period. Institutional investors own 82.15% of the company’s stock.

Key Stories Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Broad analyst support: Royal Bank of Canada reaffirmed an “Outperform” rating with a $466 price target, while Oppenheimer and Barclays raised their targets to $440. JPMorgan also lifted its target to $455, and Wells Fargo increased its target to $463 while maintaining an “Overweight” rating. The upgrades reinforce confidence in Visa’s earnings growth and payments outlook. Royal Bank of Canada rating
• Positive Sentiment: Strong quarterly performance: Visa exceeded earnings and revenue expectations, supported by higher payment volumes, cross-border transactions and transaction processing. Management also indicated that the U.S. consumer remains resilient and expects double-digit revenue growth in fiscal 2027, despite higher client incentives. Visa earnings report
• Positive Sentiment: China and global payments expansion: Visa received approval to prepare for a domestic bank-card clearing business in China and signed a broader partnership with Tencent covering cross-border payments, AI-powered commerce and international transfers. This could expand Visa’s long-term addressable market. Tencent and Visa partnership
• Positive Sentiment: New payment growth opportunities: Visa’s annualized stablecoin settlement volume surpassed $25 billion, roughly ten times last year’s level, while stablecoin-linked card programs exceeded 225. Shopify’s adoption of Visa and Mastercard agentic-payment technology also supports future transaction growth. Visa stablecoin settlement growth
• Positive Sentiment: Shareholder return increased: Visa raised its quarterly dividend 16.4% to $0.78 per share, signaling confidence in cash-flow generation, although the resulting yield remains modest at approximately 0.8%.
• Neutral Sentiment: Merchant litigation settlement: Visa and Mastercard agreed to drop the “honor all cards” rule in a settlement with merchants. The change may provide merchants more flexibility but is not expected to materially alter Visa’s business model in the near term. Merchant settlement analysis
• Negative Sentiment: Valuation and competition remain risks: Visa trades at a premium earnings multiple, and comparisons with Block highlight concerns that faster-growing digital-payment competitors may offer more upside. Higher client incentives could also pressure margins if payment growth moderates.

Visa Company Profile

Visa Inc (NYSE: V) is a global payments technology company that facilitates electronic payments between consumers, businesses, financial institutions and governments. Through its VisaNet network, the company authorizes, clears and settles transactions made with Visa-branded credit, debit and prepaid cards, while generally not issuing cards, extending credit or setting cardholder account terms.

Visa provides payment products and services for consumer, commercial and government payments, as well as digital commerce and money movement.