Analyzing Treasure Global (NASDAQ:TGL) & Flywire (NASDAQ:FLYW)

Flywire (NASDAQ:FLYW) and Treasure Global (NASDAQ:TGL) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, institutional ownership, risk, dividends, earnings and profitability.

Insider and Institutional Ownership

95.9% of Flywire shares are owned by institutional investors. 5.0% of Flywire shares are owned by insiders. Comparatively, 6.8% of Treasure Global shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Flywire and Treasure Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Flywire	4.77%	4.08%	2.81%
Treasure Global	-791.30%	-94.34%	-68.71%

Volatility & Risk

Flywire has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500. Comparatively, Treasure Global has a beta of 3.01, indicating that its stock price is 201% more volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Flywire and Treasure Global, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flywire	0	8	7	0	2.47
Treasure Global	1	0	0	0	1.00

Flywire presently has a consensus target price of $20.31, indicating a potential upside of 9.95%. Given Flywire’s stronger consensus rating and higher probable upside, analysts plainly believe Flywire is more favorable than Treasure Global.

Earnings and Valuation

This table compares Flywire and Treasure Global”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flywire	$623.03 million	3.61	$13.50 million	$0.26	71.04
Treasure Global	$5.17 million	0.12	-$23.38 million	($14.10)	-0.02

Flywire has higher revenue and earnings than Treasure Global. Treasure Global is trading at a lower price-to-earnings ratio than Flywire, indicating that it is currently the more affordable of the two stocks.

Summary

Flywire beats Treasure Global on 12 of the 14 factors compared between the two stocks.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

About Treasure Global

Treasure Global Inc. offers e-commerce activities through its platform. Its platform provides consumers and merchants instant rebates and affiliate cashback programs, while providing a seamless e-payment solution with rebates in both e-commerce and physical retailers/merchant settings. The company offers ZCITY App, a payment gateway platform. Treasure Global Inc. was incorporated in 2020 and is based in New York, New York.