Fair Isaac (NYSE:FICO) Stock Rating Lowered by Zacks Research

Fair Isaac (NYSE:FICO) was downgraded by Zacks Research from a “hold” rating to a “strong sell” rating in a report released on Wednesday, Zacks reports.

A number of other equities analysts have also weighed in on FICO. Wells Fargo & Company decreased their target price on Fair Isaac from $1,350.00 to $950.00 and set an “overweight” rating on the stock in a research note on Wednesday, September 30th. Susquehanna set a $700.00 target price on shares of Fair Isaac in a research report on Wednesday, September 30th. Huber Research cut shares of Fair Isaac to a “strong sell” rating in a research note on Tuesday, September 29th. Raymond James Financial restated an “outperform” rating on shares of Fair Isaac in a research report on Wednesday, September 9th. Finally, Needham & Company LLC reaffirmed a “buy” rating and set a $1,650.00 price objective on shares of Fair Isaac in a report on Thursday, July 30th. Ten investment analysts have rated the stock with a Buy rating, five have assigned a Hold rating and two have assigned a Sell rating to the stock. Based on data from MarketBeat.com, Fair Isaac presently has an average rating of “Hold” and an average price target of $1,210.38.

Fair Isaac Trading Up 3.8%

FICO stock opened at $707.60 on Wednesday. The firm has a 50 day moving average of $975.29 and a 200-day moving average of $1,087.56. The firm has a market capitalization of $15.28 billion, a P/E ratio of 20.44, a price-to-earnings-growth ratio of 0.77 and a beta of 1.35. Fair Isaac has a 12 month low of $586.05 and a 12 month high of $1,858.91.

Fair Isaac (NYSE:FICO) last announced its quarterly earnings results on Wednesday, July 29th. The technology company reported $12.18 EPS for the quarter, beating the consensus estimate of $11.76 by $0.42. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The firm had revenue of $674.19 million during the quarter, compared to the consensus estimate of $679.17 million. During the same period last year, the firm earned $8.57 EPS. The business’s quarterly revenue was up 25.7% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Sell-side analysts predict that Fair Isaac will post 37.09 EPS for the current year.

Insider Transactions at Fair Isaac

In other Fair Isaac news, Director Eva Manolis sold 967 shares of Fair Isaac stock in a transaction that occurred on Wednesday, July 29th. The shares were sold at an average price of $1,400.00, for a total transaction of $1,353,800.00. Following the transaction, the director directly owned 498 shares of the company’s stock, valued at approximately $697,200. This trade represents a 66.01% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is currently owned by corporate insiders.

Institutional Trading of Fair Isaac

Several hedge funds have recently added to or reduced their stakes in the business. Canopy Partners LLC boosted its holdings in shares of Fair Isaac by 2.3% during the 4th quarter. Canopy Partners LLC now owns 363 shares of the technology company’s stock valued at $614,000 after acquiring an additional 8 shares during the last quarter. Heartland Bank & Trust Co raised its holdings in shares of Fair Isaac by 2.9% during the first quarter. Heartland Bank & Trust Co now owns 468 shares of the technology company’s stock valued at $500,000 after purchasing an additional 13 shares during the last quarter. FNY Investment Advisers LLC lifted its position in Fair Isaac by 3.6% during the second quarter. FNY Investment Advisers LLC now owns 398 shares of the technology company’s stock valued at $475,000 after purchasing an additional 14 shares during the period. NewEdge Advisors LLC lifted its position in Fair Isaac by 4.5% during the second quarter. NewEdge Advisors LLC now owns 324 shares of the technology company’s stock valued at $387,000 after purchasing an additional 14 shares during the period. Finally, Bayban purchased a new stake in Fair Isaac in the fourth quarter worth approximately $25,000. 85.75% of the stock is owned by institutional investors.

Fair Isaac News Roundup

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: 15% workforce reduction could lower costs. Fair Isaac is restructuring and increasing its use of artificial intelligence, which could improve efficiency and support margins over time. However, the layoffs also reflect pressure on the business. Fair Isaac to Cut 15% of Workforce
• Positive Sentiment: Mortgage customers continue to endorse FICO scores. United Wholesale Mortgage reaffirmed its commitment to FICO scores, providing evidence that the company retains important lender relationships despite changes in the mortgage-credit-score market. United Wholesale Mortgage Reaffirms Commitment
• Positive Sentiment: Analyst support remains intact. Goldman Sachs and Wells Fargo maintained Buy ratings, suggesting some analysts believe FICO’s long-term earnings potential and competitive advantages remain attractive after the selloff. Goldman Sachs Rating
• Neutral Sentiment: The workforce cuts are part of a broader strategic reset. Reports attribute the restructuring to AI adoption, organizational changes and intensifying competition, leaving investors to determine whether future savings will offset lost revenue or business disruption. Fair Isaac Workforce Reduction
• Negative Sentiment: Regulatory and competitive risks are weighing on the mortgage business. The FHFA’s mortgage-credit-score decision reduced FICO’s previously near-mandatory position with lenders, while Rocket’s move toward VantageScore could further challenge FICO’s mortgage moat. Rocket and VantageScore Shift
• Negative Sentiment: Shareholder litigation concerns have emerged. Levi & Korsinsky announced an investigation into possible securities-law violations following the sharp market reaction to the FHFA announcement; the notice does not establish wrongdoing by FICO. FICO Securities Investigation Notice

Fair Isaac Company Profile

Fair Isaac Corporation, known as FICO, develops analytics and software used by businesses to make decisions about credit, risk, fraud, customer engagement and other operational activities. The company is best known for the FICO Score, a credit-risk scoring system used by lenders to help evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decision-management software, fraud detection and identity verification tools, and analytics platforms. Its products are used by financial institutions, insurers, retailers, telecommunications companies and other organizations to automate decisions, manage risk and improve customer relationships.