Insider Selling: Qfin (NASDAQ:QFIN) Director Sells $2,404,512.00 in Stock

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Director Andrew Yan sold 326,700 shares of the business’s stock in a transaction that occurred on Friday, September 25th. The shares were sold at an average price of $7.36, for a total value of $2,404,512.00. The transaction was disclosed in a filing with the SEC, which is accessible through this hyperlink.

Qfin Stock Down 0.9%

Shares of QFIN stock opened at $6.70 on Thursday. Qfin Holdings Inc. – Sponsored ADR has a one year low of $6.70 and a one year high of $31.08. The company has a debt-to-equity ratio of 0.03, a current ratio of 2.17 and a quick ratio of 2.17. The stock has a fifty day moving average price of $10.40 and a 200 day moving average price of $12.67. The stock has a market cap of $815.73 million, a P/E ratio of 1.61 and a beta of 0.57.

Qfin (NASDAQ:QFIN) last announced its quarterly earnings data on Friday, August 14th. The company reported $0.55 earnings per share (EPS) for the quarter. The company had revenue of $524.96 million during the quarter. Qfin had a net margin of 22.23% and a return on equity of 15.23%. Analysts predict that Qfin Holdings Inc. – Sponsored ADR will post 2.42 earnings per share for the current year.

Qfin Cuts Dividend

The firm also recently announced a dividend, which will be paid on Thursday, October 1st. Investors of record on Wednesday, September 9th will be paid a $0.46 dividend. The ex-dividend date of this dividend is Wednesday, September 9th. This is a decrease from Qfin’s previous dividend of $0.78. This represents a yield of 1,070.0%. Qfin’s payout ratio is presently 21.63%.

Institutional Trading of Qfin

Several large investors have recently added to or reduced their stakes in the company. DGS Capital Management LLC increased its holdings in shares of Qfin by 8.8% during the first quarter. DGS Capital Management LLC now owns 10,906 shares of the company’s stock worth $141,000 after buying an additional 878 shares in the last quarter. Caitong International Asset Management Co. Ltd boosted its holdings in shares of Qfin by 813.7% in the 4th quarter. Caitong International Asset Management Co. Ltd now owns 4,669 shares of the company’s stock worth $90,000 after acquiring an additional 4,158 shares in the last quarter. APEIRON CAPITAL Ltd grew its position in Qfin by 0.4% during the 1st quarter. APEIRON CAPITAL Ltd now owns 1,032,055 shares of the company’s stock worth $13,324,000 after acquiring an additional 4,600 shares during the last quarter. Maven Securities LTD grew its position in Qfin by 8.1% during the 4th quarter. Maven Securities LTD now owns 68,033 shares of the company’s stock worth $1,311,000 after acquiring an additional 5,121 shares during the last quarter. Finally, QRG Capital Management Inc. acquired a new stake in Qfin during the 1st quarter valued at $136,000. 74.81% of the stock is owned by institutional investors.

Analyst Ratings Changes

QFIN has been the topic of a number of recent research reports. Zacks Research downgraded Qfin from a “hold” rating to a “strong sell” rating in a report on Friday, August 28th. Deutsche Bank Aktiengesellschaft set a $13.00 target price on Qfin in a report on Wednesday, August 12th. Citigroup downgraded Qfin from a “buy” rating to a “sell” rating and set a $8.00 target price for the company. in a research report on Wednesday, August 26th. Morgan Stanley lowered Qfin from an “overweight” rating to an “equal weight” rating and set a $13.00 price target on the stock. in a research note on Wednesday, August 26th. Finally, Bank of America reiterated a “neutral” rating on shares of Qfin in a research report on Thursday, September 10th. One analyst has rated the stock with a Buy rating, three have assigned a Hold rating and four have issued a Sell rating to the stock. Based on data from MarketBeat.com, Qfin has an average rating of “Reduce” and a consensus price target of $12.29.

Key Qfin News

Here are the key news stories impacting Qfin this week:

• Neutral Sentiment: Several institutional investors increased their positions during the second quarter, including Wellington Management, while FountainVest China Capital Partners established a sizable new position. Institutional ownership was reported at approximately 74.8%, which may provide some support but does not offset the current legal and operating concerns. QFIN Investors Have Opportunity to Lead Qfin Holdings Securities Fraud Lawsuit
• Neutral Sentiment: Analyst sentiment is mixed but has deteriorated overall. Morgan Stanley cut QFIN to “equal weight,” Zacks Research downgraded it to “strong sell,” and Weiss Ratings issued a sell rating, while Jefferies maintained a buy rating. The reported consensus rating is “Reduce,” with a $12.29 price target. Qfin Stock Now Rated Reduce by Sell-Side Brokerages
• Negative Sentiment: Multiple law firms announced or promoted a securities class action covering investors who purchased QFIN securities from March 18 through August 25, 2026. The complaints allege that Qfin overstated business resilience and loan-asset quality while downplaying the impact of Chinese regulatory changes. Lead-plaintiff deadlines are November 27 or November 30, depending on the notice. The allegations have not been proven, but the litigation creates legal costs, reputational risk and uncertainty. Rosen QFIN Securities Class Action Notice
• Negative Sentiment: A report highlighted a 31.6% revenue decline, reinforcing concerns about operating momentum and regulatory pressure affecting Qfin’s consumer-credit platform. Qfin Holdings Reports Revenue Drop
• Negative Sentiment: Director Andrew Yan sold 326,700 shares for approximately $2.4 million, followed by additional reported sales. Large insider selling can weaken investor confidence, particularly alongside the litigation and revenue concerns. Qfin Director Andrew Yan Share Sale
• Negative Sentiment: Qfin’s announced dividend of $0.46 per share is down from $0.78 previously, signaling more cautious capital management despite the company’s reported profitability.

About Qfin

Qifu Technology, Inc (NASDAQ: QFIN), formerly known as 360 DigiTech, Inc, is a China-based financial technology company that operates a technology-enabled consumer credit services platform. The company uses data analytics, artificial intelligence and risk-management technologies to help connect consumers seeking credit with financial institutions and other lending partners.

Qifu provides services across the consumer lending process, including customer acquisition, credit assessment, loan facilitation, risk management and post-origination support.