Assurant (NYSE:AIZ) versus Hamilton Insurance Group (NYSE:HG) Financial Contrast

Hamilton Insurance Group (NYSE:HG) and Assurant (NYSE:AIZ) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, risk, profitability, institutional ownership, analyst recommendations, earnings and valuation.

Valuation & Earnings

This table compares Hamilton Insurance Group and Assurant”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$2.91 billion	1.15	$576.67 million	$5.74	5.90
Assurant	$12.81 billion	1.07	$872.70 million	$20.94	13.24

Assurant has higher revenue and earnings than Hamilton Insurance Group. Hamilton Insurance Group is trading at a lower price-to-earnings ratio than Assurant, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

29.2% of Hamilton Insurance Group shares are held by institutional investors. Comparatively, 92.7% of Assurant shares are held by institutional investors. 3.0% of Hamilton Insurance Group shares are held by insiders. Comparatively, 0.5% of Assurant shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Hamilton Insurance Group and Assurant’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	19.56%	22.60%	6.47%
Assurant	7.90%	20.40%	3.34%

Risk & Volatility

Hamilton Insurance Group has a beta of 0.31, suggesting that its share price is 69% less volatile than the S&P 500. Comparatively, Assurant has a beta of 0.54, suggesting that its share price is 46% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Hamilton Insurance Group and Assurant, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	4	5	0	2.56
Assurant	0	0	6	2	3.25

Hamilton Insurance Group presently has a consensus price target of $36.12, suggesting a potential upside of 6.59%. Assurant has a consensus price target of $327.14, suggesting a potential upside of 18.02%. Given Assurant’s stronger consensus rating and higher probable upside, analysts clearly believe Assurant is more favorable than Hamilton Insurance Group.

Summary

Assurant beats Hamilton Insurance Group on 10 of the 15 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About Assurant

Assurant, Inc., together with its subsidiaries, provides business services that supports, protects, and connects consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and related products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.