Mogo (NASDAQ:MOGO) versus CI&T (NYSE:CINT) Financial Review

CI&T (NYSE:CINT) and Mogo (NASDAQ:MOGO) are both small-cap technology companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, earnings, profitability, dividends, analyst recommendations, valuation and institutional ownership.

Earnings & Valuation

This table compares CI&T and Mogo”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CI&T	$489.65 million	0.99	$40.62 million	$0.29	12.45
Mogo	$69.27 million	0.34	-$9.98 million	$0.23	4.26

CI&T has higher revenue and earnings than Mogo. Mogo is trading at a lower price-to-earnings ratio than CI&T, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

CI&T has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, Mogo has a beta of 2.71, indicating that its stock price is 171% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and price targets for CI&T and Mogo, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CI&T	2	2	7	0	2.45
Mogo	1	1	1	0	2.00

CI&T presently has a consensus price target of $6.08, indicating a potential upside of 68.36%. Mogo has a consensus price target of $4.00, indicating a potential upside of 308.16%. Given Mogo’s higher possible upside, analysts clearly believe Mogo is more favorable than CI&T.

Profitability

This table compares CI&T and Mogo’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CI&T	6.79%	11.69%	6.51%
Mogo	11.41%	7.78%	3.34%

Institutional & Insider Ownership

92.4% of CI&T shares are owned by institutional investors. Comparatively, 14.8% of Mogo shares are owned by institutional investors. 12.3% of Mogo shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

CI&T beats Mogo on 10 of the 14 factors compared between the two stocks.

About CI&T

CI&T, Inc. provides strategy, design and software engineering services to enable digital transformation. The firm’s solutions and services include Digital Strategy, Customer-Centric Design and Top-of-the-Line Software Engineering. The company was founded by Cesar Nivaldo Gon, Bruno Guiçardi Neto and Fernando Matt Borges Martins on June 7, 2021 and is headquartered in Sao Paulo, Brazil.

About Mogo

Mogo Inc. operates as a digital finance company in Canada, Europe, and internationally. The company's digital solutions help build wealth and achieve financial freedom. It provides MogoTrade, a stock trading app; Moka; and MogoMoney that provides online personal loans. The company also offers digital loans and mortgages; and operates a digital payments platform that powers next-generation card programs for both global corporations and fintech companies in Europe and Canada. Mogo Inc. is headquartered in Vancouver, Canada.