Fidelity National Financial (NYSE:FNF) versus SelectQuote (NYSE:SLQT) Head to Head Review

Fidelity National Financial (NYSE:FNF) and SelectQuote (NYSE:SLQT) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, earnings, risk, institutional ownership and valuation.

Volatility & Risk

Fidelity National Financial has a beta of 0.95, suggesting that its share price is 5% less volatile than the S&P 500. Comparatively, SelectQuote has a beta of 1.66, suggesting that its share price is 66% more volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Fidelity National Financial and SelectQuote, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelity National Financial	0	3	2	0	2.40
SelectQuote	2	1	0	1	2.00

Fidelity National Financial presently has a consensus price target of $56.00, indicating a potential upside of 17.60%. SelectQuote has a consensus price target of $3.00, indicating a potential upside of 473.18%. Given SelectQuote’s higher possible upside, analysts clearly believe SelectQuote is more favorable than Fidelity National Financial.

Valuation and Earnings

This table compares Fidelity National Financial and SelectQuote”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity National Financial	$14.45 billion	0.88	$602.00 million	$2.83	16.83
SelectQuote	$1.62 billion	0.06	$47.58 million	($0.08)	-6.54

Fidelity National Financial has higher revenue and earnings than SelectQuote. SelectQuote is trading at a lower price-to-earnings ratio than Fidelity National Financial, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Fidelity National Financial and SelectQuote’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelity National Financial	5.03%	16.07%	1.30%
SelectQuote	3.84%	19.70%	5.33%

Institutional & Insider Ownership

81.2% of Fidelity National Financial shares are held by institutional investors. Comparatively, 34.6% of SelectQuote shares are held by institutional investors. 5.7% of Fidelity National Financial shares are held by insiders. Comparatively, 13.1% of SelectQuote shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Fidelity National Financial beats SelectQuote on 9 of the 15 factors compared between the two stocks.

About Fidelity National Financial

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. The company also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.

About SelectQuote

SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells a range of insurance products and healthcare services in the United States. The company operates through three segments: Senior; Life; and Auto & Home. It distributes senior health policies, such as medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance related products, including prescription drugs, dental, vision, and hearing plans; life insurance products, such as term life, final expense, and other ancillary products, including critical illness, accidental death, and juvenile insurance; homeowners, auto, dwelling fire, and other ancillary insurance products; and non-commercial auto and home property, and casualty policies. The company also provides SelectRx, an accredited patient-centered pharmacy home pharmacy, which offers essential prescription medications, OTC medications, customized medication packaging, medication therapy management, and long-term pharmacy care; and population health that helps members understand the benefits available under their health plans, and contracts with insurance carriers. SelectQuote, Inc. was incorporated in 1999 and is headquartered in Overland Park, Kansas.