Head to Head Review: Peoples Bancorp of North Carolina (NASDAQ:PEBK) & Alpha Services and (OTCMKTS:ALBKF)

Alpha Services and (OTCMKTS:ALBKF) and Peoples Bancorp of North Carolina (NASDAQ:PEBK) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, dividends, profitability, risk and earnings.

Earnings and Valuation

This table compares Alpha Services and and Peoples Bancorp of North Carolina”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Alpha Services and	N/A	N/A	N/A	($0.01)	-427.55
Peoples Bancorp of North Carolina	$114.60 million	2.12	$19.83 million	$3.64	12.25

Peoples Bancorp of North Carolina has higher revenue and earnings than Alpha Services and. Alpha Services and is trading at a lower price-to-earnings ratio than Peoples Bancorp of North Carolina, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of current recommendations for Alpha Services and and Peoples Bancorp of North Carolina, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Alpha Services and	0	0	0	0	0.00
Peoples Bancorp of North Carolina	0	0	1	0	3.00

Insider & Institutional Ownership

6.0% of Alpha Services and shares are held by institutional investors. Comparatively, 43.8% of Peoples Bancorp of North Carolina shares are held by institutional investors. 14.5% of Peoples Bancorp of North Carolina shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Alpha Services and and Peoples Bancorp of North Carolina’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Alpha Services and	N/A	N/A	N/A
Peoples Bancorp of North Carolina	17.25%	12.75%	1.15%

Summary

Peoples Bancorp of North Carolina beats Alpha Services and on 10 of the 10 factors compared between the two stocks.

About Alpha Services and

Alpha Services and Holdings S.A., together with its subsidiaries, provides various banking and financial products and services in Greece and internationally. The company provides various deposit products, including savings, current, time deposits, and other deposit products; mortgage, consumer, corporate, and business loans, as well as leasing products, factoring services, letters of guarantee, etc.; and insurance and bancassurance products. It offers working capital facilities; investment banking services, such as corporate financing; management of institutional clients; commercial activities comprising foreign exchange, bonds, derivatives, interbank investments/placements, etc.; and debit and credit cards. In addition, the company offers property management, wealth management, and brokerage services, as well as sells and manages mutual funds. Further, the company engages in the hotel business. The company was founded in 1879 and is based in Athens, Greece.

About Peoples Bancorp of North Carolina

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses. It offers checking, savings, money market, and retirement accounts; certificates of deposits; and credit and debit cards. The company also originates commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans; and individual taxpayer identification number mortgage loans, as well as agricultural loans. In addition, it provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.