Contrasting Intrum AB (publ) (OTCMKTS:ITJTY) & FirstCash (NASDAQ:FCFS)

FirstCash (NASDAQ:FCFS) and Intrum AB (publ) (OTCMKTS:ITJTY) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, risk, earnings and dividends.

Earnings and Valuation

This table compares FirstCash and Intrum AB (publ)”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FirstCash	$3.66 billion	2.47	$330.38 million	$8.76	23.83
Intrum AB (publ)	N/A	N/A	N/A	$12.65	0.02

FirstCash has higher revenue and earnings than Intrum AB (publ). Intrum AB (publ) is trading at a lower price-to-earnings ratio than FirstCash, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares FirstCash and Intrum AB (publ)’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FirstCash	9.42%	19.65%	8.38%
Intrum AB (publ)	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for FirstCash and Intrum AB (publ), as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FirstCash	0	1	4	1	3.00
Intrum AB (publ)	0	0	0	0	0.00

FirstCash currently has a consensus price target of $249.00, suggesting a potential upside of 19.29%. Given FirstCash’s stronger consensus rating and higher possible upside, analysts clearly believe FirstCash is more favorable than Intrum AB (publ).

Institutional & Insider Ownership

80.3% of FirstCash shares are held by institutional investors. 2.9% of FirstCash shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

FirstCash beats Intrum AB (publ) on 11 of the 12 factors compared between the two stocks.

About FirstCash

FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. The company operates in three segments: U.S. Pawn, Latin America Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and credit-constrained consumers. The company was formerly known as FirstCash, Inc and changed its name to FirstCash Holdings, Inc. in December 2021. FirstCash Holdings, Inc was incorporated in 1988 and is headquartered in Fort Worth, Texas.

About Intrum AB (publ)

Intrum AB (publ), together with its subsidiaries, provides credit management services in Europe and internationally. The company offers credit optimization services, including credit monitoring, credit decision, factoring, and credit information services; and debt collection comprising surveillance and purchase services. It also provides payment services, such as reminder, payment guarantee, and VAT services; e-commerce services comprising credit management, payment solutions, and collection services; accounts receivables services that include invoice, payment booking, monitoring of due dates, reminder, and collection services; and financing and portfolio investment services. Intrum AB (publ) was founded in 1923 and is headquartered in Stockholm, Sweden.