NN Group (OTCMKTS:NNGRY) & XChange TEC.INC. (NASDAQ:XHG) Head-To-Head Review

NN Group (OTCMKTS:NNGRY) and XChange TEC.INC. (NASDAQ:XHG) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, earnings, analyst recommendations, dividends, institutional ownership and risk.

Analyst Ratings

This is a summary of recent ratings for NN Group and XChange TEC.INC., as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NN Group	0	3	2	0	2.40
XChange TEC.INC.	1	0	0	0	1.00

Valuation & Earnings

This table compares NN Group and XChange TEC.INC.”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NN Group	$13.03 billion	1.86	$1.34 billion	N/A	N/A
XChange TEC.INC.	$51.31 million	1.00	-$105.13 million	N/A	N/A

NN Group has higher revenue and earnings than XChange TEC.INC..

Profitability

This table compares NN Group and XChange TEC.INC.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NN Group	N/A	N/A	N/A
XChange TEC.INC.	N/A	N/A	N/A

Volatility & Risk

NN Group has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500. Comparatively, XChange TEC.INC. has a beta of -0.81, indicating that its share price is 181% less volatile than the S&P 500.

Institutional & Insider Ownership

0.0% of NN Group shares are owned by institutional investors. 0.6% of XChange TEC.INC. shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

NN Group beats XChange TEC.INC. on 7 of the 8 factors compared between the two stocks.

About NN Group

NN Group N.V., a financial services company, provides life and non-life insurance products in the Netherlands and internationally. The company operates through Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other segments. It offers Life insurance products, such as group and individual pension products, retail life insurance, and SME life insurance products; and non-life insurance products, including motor, fire, liability, transport, travel, health, property and casualty, and disability and accident insurance products. The company also provides banking services, including mortgage loans, bank annuities, consumer savings, and retail savings and investment products; reinsurance services; and retirement products and services. It offers its products to individuals, small and medium-sized enterprises, and Corporates customers directly through tied agents, agents/ brokers, platform insurance, and direct channels. The company was formerly known as ING Insurance Topholding N.V. and changed its name to NN Group N.V. in March 2014. NN Group N.V. was founded in 1845 and is headquartered in the Hague, the Netherlands.

About XChange TEC.INC.

XChange TEC.INC engages in the professional insurance agency business in the People’s Republic of China. The company provides a various insurance products underwritten by insurance companies, including state-owned property and casualty insurance companies, as well as various regional property and casualty insurance companies. It also offers automobile, life, health, group accident, and other property related insurances primarily to individual end consumers. In addition, the company operates a SaaS platform to offer comprehensive services to online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives and strategic channel partners, as well as through the in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2012 and is based in Shanghai, the People’s Republic of China.