Critical Contrast: Baldwin Insurance Group (NASDAQ:BWIN) versus New China Life Insurance (OTCMKTS:NWWCF)

New China Life Insurance (OTCMKTS:NWWCF) and Baldwin Insurance Group (NASDAQ:BWIN) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, dividends, earnings, valuation and risk.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for New China Life Insurance and Baldwin Insurance Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
New China Life Insurance	0	0	0	0	0.00
Baldwin Insurance Group	1	4	5	1	2.55

Baldwin Insurance Group has a consensus price target of $30.00, indicating a potential upside of 8.15%. Given Baldwin Insurance Group’s stronger consensus rating and higher possible upside, analysts plainly believe Baldwin Insurance Group is more favorable than New China Life Insurance.

Institutional & Insider Ownership

77.5% of Baldwin Insurance Group shares are owned by institutional investors. 15.8% of Baldwin Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Earnings & Valuation

This table compares New China Life Insurance and Baldwin Insurance Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
New China Life Insurance	N/A	N/A	N/A	N/A	N/A
Baldwin Insurance Group	$1.50 billion	2.63	-$33.81 million	($1.04)	-26.67

New China Life Insurance has higher earnings, but lower revenue than Baldwin Insurance Group.

Profitability

This table compares New China Life Insurance and Baldwin Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
New China Life Insurance	N/A	N/A	N/A
Baldwin Insurance Group	-4.67%	13.10%	3.62%

Summary

Baldwin Insurance Group beats New China Life Insurance on 9 of the 10 factors compared between the two stocks.

About New China Life Insurance

New China Life Insurance Company Ltd. provides life insurance products and services to individuals and institutions in China. The company operates through three segments: Traditional insurance, Participating insurance, and Other Business. It provides life insurance, health insurance, and accident insurance products and services. The company also offers asset management, investment management, training, electronic commerce, and medical services; and invests in, develops, leases, and manages real estate properties. New China Life Insurance Company Ltd. was incorporated in 1996 and is headquartered in Beijing, China.

About Baldwin Insurance Group

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.