TransUnion (NYSE:TRU) Releases FY 2026 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its FY 2026 earnings guidance on Tuesday. The company provided earnings per share guidance of 4.750-4.830 for the period, compared to the consensus estimate of 4.670. The company issued revenue guidance of $5.1 billion-$5.2 billion, compared to the consensus revenue estimate of $5.1 billion. TransUnion also updated its Q3 2026 guidance to 1.180-1.210 EPS.

Wall Street Analyst Weigh In

A number of equities analysts recently issued reports on TRU shares. Robert W. Baird set a $108.00 target price on shares of TransUnion in a research report on Wednesday, April 29th. Bank of America decreased their price target on TransUnion from $83.00 to $80.00 and set a “neutral” rating for the company in a research note on Tuesday, May 19th. Wall Street Zen cut TransUnion from a “buy” rating to a “hold” rating in a research report on Saturday, April 18th. Needham & Company LLC reissued a “buy” rating and issued a $95.00 price objective on shares of TransUnion in a research note on Wednesday, April 29th. Finally, UBS Group upped their price objective on TransUnion from $72.00 to $77.00 and gave the company a “neutral” rating in a report on Thursday, July 2nd. One investment analyst has rated the stock with a Strong Buy rating, seven have assigned a Buy rating and six have assigned a Hold rating to the stock. According to data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $91.60.

TransUnion Price Performance

NYSE TRU opened at $77.13 on Tuesday. TransUnion has a 1 year low of $63.37 and a 1 year high of $99.39. The business’s fifty day moving average is $72.06 and its two-hundred day moving average is $73.63. The stock has a market capitalization of $14.87 billion, a P/E ratio of 21.37, a P/E/G ratio of 1.37 and a beta of 1.55. The company has a debt-to-equity ratio of 1.10, a quick ratio of 1.93 and a current ratio of 1.93.

TransUnion (NYSE:TRU) last issued its earnings results on Tuesday, July 28th. The business services provider reported $1.23 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $1.16 by $0.07. The business had revenue of $1.31 billion for the quarter, compared to analysts’ expectations of $1.28 billion. TransUnion had a return on equity of 16.09% and a net margin of 14.91%.The company’s quarterly revenue was up 14.9% on a year-over-year basis. During the same period in the previous year, the firm posted $1.08 EPS. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. On average, research analysts forecast that TransUnion will post 4.14 earnings per share for the current fiscal year.

TransUnion Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Thursday, June 11th. Investors of record on Wednesday, May 27th were given a $0.125 dividend. The ex-dividend date was Wednesday, May 27th. This represents a $0.50 dividend on an annualized basis and a dividend yield of 0.6%. TransUnion’s dividend payout ratio (DPR) is 13.85%.

Insider Buying and Selling

In other TransUnion news, insider Todd C. Skinner sold 1,000 shares of the business’s stock in a transaction dated Monday, June 1st. The stock was sold at an average price of $70.73, for a total transaction of $70,730.00. Following the sale, the insider owned 65,634 shares in the company, valued at approximately $4,642,292.82. The trade was a 1.50% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Jennifer A. Williams sold 972 shares of the company’s stock in a transaction dated Tuesday, July 7th. The shares were sold at an average price of $80.00, for a total transaction of $77,760.00. Following the sale, the chief accounting officer directly owned 5,843 shares of the company’s stock, valued at $467,440. This represents a 14.26% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last 90 days, insiders sold 30,155 shares of company stock worth $2,177,102. Company insiders own 0.37% of the company’s stock.

More TransUnion News

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion earned $1.23 per share, exceeding analyst estimates of $1.16 and increasing from $1.08 a year earlier. Revenue rose 14.9% year over year to $1.31 billion, also topping the $1.28 billion consensus estimate. TransUnion Beats Q2 Earnings and Revenue Estimates
• Positive Sentiment: The company raised its full-year 2026 outlook, calling for adjusted EPS of $4.75-$4.83, above the $4.67 analyst consensus. Full-year revenue guidance is $5.1 billion-$5.2 billion, with the high end exceeding current expectations. TransUnion Announces Strong Second Quarter 2026 Results
• Positive Sentiment: Management’s results suggest continued demand for TransUnion’s credit-information and data analytics services. The company is also expanding alternative credit data in mortgage reports, potentially broadening its addressable market and improving underwriting tools. TransUnion Adds Alternative Credit Data
• Neutral Sentiment: Third-quarter 2026 EPS guidance of $1.18-$1.21 brackets the $1.21 consensus estimate, while revenue guidance of approximately $1.3 billion is broadly in line. This indicates expectations for continued growth but leaves limited near-term upside relative to forecasts.
• Neutral Sentiment: Although alternative credit data could support longer-term growth, investors are weighing whether the recent rally already reflects much of the opportunity, making valuation a potential constraint on further gains. TransUnion Valuation and Alternative Credit Data

Institutional Trading of TransUnion

Several hedge funds and other institutional investors have recently modified their holdings of TRU. Dodge & Cox purchased a new position in shares of TransUnion during the fourth quarter valued at $843,952,000. State Street Corp lifted its stake in TransUnion by 0.7% in the 4th quarter. State Street Corp now owns 6,832,003 shares of the business services provider’s stock worth $585,844,000 after acquiring an additional 50,232 shares in the last quarter. Janus Henderson Group PLC lifted its stake in TransUnion by 1.9% in the 4th quarter. Janus Henderson Group PLC now owns 3,447,235 shares of the business services provider’s stock worth $295,600,000 after acquiring an additional 63,788 shares in the last quarter. Invesco Ltd. boosted its position in TransUnion by 5.8% during the 4th quarter. Invesco Ltd. now owns 2,789,658 shares of the business services provider’s stock worth $239,213,000 after acquiring an additional 151,882 shares during the period. Finally, Theleme Partners LLP increased its holdings in shares of TransUnion by 16.1% in the 2nd quarter. Theleme Partners LLP now owns 2,108,357 shares of the business services provider’s stock valued at $185,535,000 after purchasing an additional 293,000 shares during the period.

TransUnion Company Profile

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.