Crawford & Company (NYSE:CRD.A) & VCI Global (NASDAQ:VCIG) Financial Analysis

Crawford & Company (NYSE:CRD.A) and VCI Global (NASDAQ:VCIG) are both small-cap business services companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, risk, earnings, analyst recommendations, valuation, institutional ownership and profitability.

Profitability

This table compares Crawford & Company and VCI Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Crawford & Company	1.37%	24.21%	5.46%
VCI Global	N/A	N/A	N/A

Volatility & Risk

Crawford & Company has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, VCI Global has a beta of 7.41, indicating that its stock price is 641% more volatile than the S&P 500.

Institutional and Insider Ownership

22.5% of Crawford & Company shares are held by institutional investors. Comparatively, 0.2% of VCI Global shares are held by institutional investors. 54.3% of Crawford & Company shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Crawford & Company and VCI Global”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Crawford & Company	$1.31 billion	0.41	$19.63 million	$0.36	30.28
VCI Global	$27.83 million	0.34	$7.87 million	N/A	N/A

Crawford & Company has higher revenue and earnings than VCI Global.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Crawford & Company and VCI Global, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Crawford & Company	0	0	1	0	3.00
VCI Global	1	0	0	0	1.00

Crawford & Company presently has a consensus target price of $14.00, indicating a potential upside of 28.42%. Given Crawford & Company’s stronger consensus rating and higher probable upside, equities analysts plainly believe Crawford & Company is more favorable than VCI Global.

Summary

Crawford & Company beats VCI Global on 11 of the 12 factors compared between the two stocks.

About Crawford & Company

Crawford & Company provides claims management and outsourcing solutions to the risk management and insurance industry, and self-insured entities. The company's Crawford Claims Solutions segment offers claims management services related to property, casualty, and catastrophe losses caused by physical damage to commercial and residential real properties, and personal properties, as well as marine losses. It also offers services in the areas of field investigation, catastrophe, evaluation, and resolution of property and casualty insurance claims; and various on-demand inspection, verification, and other task specific field services for businesses and consumers through a mobile platform. Its Crawford TPA Solutions segment provides claims and risk management services; desktop claim adjusting and claims evaluation services; initial loss reporting services for claimants; loss mitigation services, such as medical bill review and case management, and vocational rehabilitation services; and risk management information services, as well as administers trust funds established to pay claims. It offers services for workers' compensation, auto and liability, disability absence and medical management, and accident and health markets. The company's Crawford Specialty Solutions segment offers claims management services related to large and complex losses in various industries, such as commercial property, aviation, forensic accounting, marine and transportation, retail, building and construction, cyber, and energy. It also provides a customer-centric solution for various loss types comprising high-frequency and low-complexity claims, and large complex repairs; and outsourced contractor management services to personal and commercial insurance carriers, and consumer markets. The company operates in the United States, the United Kingdom and the rest of Europe, Canada, Australia, and internationally. Crawford & Company was founded in 1941 and is based in Peachtree Corners, Georgia.

About VCI Global

VCI Global Limited, together with its subsidiaries, provides business and technology consulting services in Malaysia. The company offers business strategy consultancy services, including listing solutions, investors relations, and boardroom strategies consultancy. It also provides technology consultancy services and solutions, such as digital development, fintech solution, and software solutions. In addition, the company engages in corporate and business advisory services in corporate finance, corporate structuring and restructuring, equity investment, and merger and acquisition; listings on recognized stock exchanges; fintech advisory; technology development; and computer software programming. Further, it is involved in provision of artificial intelligence; image processing; communication; networking and process control software services; money lending services; education and training services; real estate management consultancy services; and leasing and operational management of resort properties. The company serves its products to small-medium enterprises and government-linked agencies, as well as to publicly traded conglomerates across various industries. VCI Global Limited was founded in 2013 and is headquartered in Kuala Lumpur, Malaysia.