Zions Bancorporation National Association UT Lowers Stock Holdings in Visa Inc. $V

Zions Bancorporation National Association UT decreased its position in shares of Visa Inc. (NYSE:V) by 4.9% during the fourth quarter, according to the company in its most recent filing with the SEC. The institutional investor owned 48,742 shares of the credit-card processor’s stock after selling 2,500 shares during the quarter. Visa makes up 0.8% of Zions Bancorporation National Association UT’s holdings, making the stock its 18th largest holding. Zions Bancorporation National Association UT’s holdings in Visa were worth $17,094,000 at the end of the most recent quarter.

Other large investors also recently modified their holdings of the company. Clayton Financial Group LLC lifted its stake in shares of Visa by 446.2% during the 4th quarter. Clayton Financial Group LLC now owns 71 shares of the credit-card processor’s stock valued at $25,000 after buying an additional 58 shares in the last quarter. PayPay Securities Corp lifted its stake in shares of Visa by 102.7% during the 4th quarter. PayPay Securities Corp now owns 75 shares of the credit-card processor’s stock valued at $26,000 after buying an additional 38 shares in the last quarter. Cresta Advisors Ltd. purchased a new position in shares of Visa during the 4th quarter valued at $26,000. Parvin Asset Management LLC lifted its stake in shares of Visa by 200.0% during the 3rd quarter. Parvin Asset Management LLC now owns 75 shares of the credit-card processor’s stock valued at $26,000 after buying an additional 50 shares in the last quarter. Finally, Dorato Capital Management purchased a new position in shares of Visa during the 4th quarter valued at $30,000. Hedge funds and other institutional investors own 82.15% of the company’s stock.

Visa News Summary

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa announced a strategic partnership with OpenAI that embeds Visa’s payment network into ChatGPT, allowing AI agents to shop and complete transactions for users. Investors may view this as a potential new growth channel in “agentic commerce” and a way for Visa to stay central as payments shift toward AI-powered shopping. Visa plugs its payment network into ChatGPT, letting AI agents shop and pay for users
• Positive Sentiment: Visa also rolled out new AI, stablecoin, and tokenization tools aimed at making payments faster and more secure, which could strengthen its long-term platform and support broader digital-commerce adoption. Visa Launches AI and Stablecoin Tools to Power Agentic Commerce
• Positive Sentiment: A U.S. judge gave preliminary approval to Visa’s $38 billion swipe-fee settlement with merchants, reducing one major legal overhang and signaling that a long-running dispute over interchange fees may be nearing resolution. US judge OKs Visa, Mastercard $38 billion swipe fee settlement
• Neutral Sentiment: There were multiple follow-up reports on the OpenAI partnership and related AI-commerce plans, reinforcing the same growth theme but not adding much new information beyond the initial announcement. Visa to Secure Payments for Shoppers on ChatGPT in OpenAI Partnership
• Negative Sentiment: Visa’s CFO said the company is “hesitant” to lean too heavily into the stablecoin and agentic-commerce narrative in the short term, which may temper some of the enthusiasm around how quickly these new initiatives will move the needle financially. Visa’s CFO downplays the importance of stablecoin and agentic commerce to the U.S. payments giant—at least in the short term

Insiders Place Their Bets

In other news, CEO Ryan Mcinerney sold 31,455 shares of the business’s stock in a transaction dated Wednesday, April 29th. The shares were sold at an average price of $340.14, for a total value of $10,699,103.70. Following the sale, the chief executive officer directly owned 15,174 shares in the company, valued at $5,161,284.36. The trade was a 67.46% decrease in their position. The transaction was disclosed in a filing with the SEC, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CFO Chris Suh sold 10,639 shares of the business’s stock in a transaction dated Tuesday, May 12th. The stock was sold at an average price of $324.81, for a total transaction of $3,455,653.59. Following the completion of the sale, the chief financial officer owned 9,872 shares in the company, valued at approximately $3,206,524.32. This trade represents a 51.87% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders own 0.12% of the company’s stock.

Visa Stock Performance

Shares of NYSE V opened at $323.31 on Thursday. The company has a debt-to-equity ratio of 0.64, a quick ratio of 1.09 and a current ratio of 1.09. The company has a market cap of $579.93 billion, a P/E ratio of 28.16, a P/E/G ratio of 1.74 and a beta of 0.77. The firm’s fifty day moving average is $317.88 and its two-hundred day moving average is $324.48. Visa Inc. has a 52-week low of $293.89 and a 52-week high of $375.51.

Visa (NYSE:V) last announced its quarterly earnings results on Tuesday, April 28th. The credit-card processor reported $3.31 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $3.10 by $0.21. The company had revenue of $11.23 billion for the quarter, compared to the consensus estimate of $10.75 billion. Visa had a net margin of 51.68% and a return on equity of 65.00%. Visa’s revenue for the quarter was up 17.1% compared to the same quarter last year. During the same period in the previous year, the firm posted $2.76 EPS. As a group, analysts anticipate that Visa Inc. will post 13.09 EPS for the current fiscal year.

Visa announced that its board has authorized a share repurchase program on Tuesday, April 28th that allows the company to repurchase $20.00 billion in outstanding shares. This repurchase authorization allows the credit-card processor to repurchase up to 3.6% of its stock through open market purchases. Stock repurchase programs are generally an indication that the company’s leadership believes its stock is undervalued.

Visa Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Monday, June 1st. Shareholders of record on Tuesday, May 12th were issued a $0.67 dividend. This represents a $2.68 dividend on an annualized basis and a yield of 0.8%. The ex-dividend date was Tuesday, May 12th. Visa’s payout ratio is currently 23.34%.

Analysts Set New Price Targets

A number of research analysts recently weighed in on the stock. Weiss Ratings cut shares of Visa from a “buy (b-)” rating to a “hold (c+)” rating in a research note on Thursday, April 16th. Freedom Capital upgraded shares of Visa from a “hold” rating to a “strong-buy” rating in a research note on Monday, February 16th. Morgan Stanley restated an “overweight” rating and set a $415.00 target price on shares of Visa in a research note on Wednesday, April 29th. Oppenheimer reiterated an “outperform” rating and issued a $403.00 price target (up from $391.00) on shares of Visa in a report on Wednesday, April 29th. Finally, Truist Financial set a $371.00 price target on shares of Visa and gave the company a “buy” rating in a report on Tuesday, May 12th. Six analysts have rated the stock with a Strong Buy rating, seventeen have given a Buy rating and two have issued a Hold rating to the company’s stock. According to data from MarketBeat, Visa currently has a consensus rating of “Buy” and a consensus target price of $387.78.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.