First National of Nebraska (OTCMKTS:FINN) vs. RBB Bancorp (NASDAQ:RBB) Head-To-Head Review

First National of Nebraska (OTCMKTS:FINN) and RBB Bancorp (NASDAQ:RBB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability and valuation.

Volatility and Risk

First National of Nebraska has a beta of 0.18, meaning that its share price is 82% less volatile than the S&P 500. Comparatively, RBB Bancorp has a beta of 1.07, meaning that its share price is 7% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for First National of Nebraska and RBB Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National of Nebraska	0	0	0	0	0.00
RBB Bancorp	0	3	1	1	2.60

RBB Bancorp has a consensus target price of $23.33, suggesting a potential downside of 1.80%. Given RBB Bancorp’s stronger consensus rating and higher probable upside, analysts clearly believe RBB Bancorp is more favorable than First National of Nebraska.

Dividends

First National of Nebraska pays an annual dividend of $160.00 per share and has a dividend yield of 0.9%. RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.7%. RBB Bancorp pays out 27.1% of its earnings in the form of a dividend.

Profitability

This table compares First National of Nebraska and RBB Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First National of Nebraska	N/A	N/A	N/A
RBB Bancorp	16.76%	7.85%	0.98%

Insider & Institutional Ownership

0.7% of First National of Nebraska shares are owned by institutional investors. Comparatively, 40.1% of RBB Bancorp shares are owned by institutional investors. 41.7% of First National of Nebraska shares are owned by insiders. Comparatively, 6.8% of RBB Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares First National of Nebraska and RBB Bancorp”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National of Nebraska	$3.35 billion	1.49	$532.96 million	N/A	N/A
RBB Bancorp	$238.00 million	1.69	$31.95 million	$2.36	10.07

First National of Nebraska has higher revenue and earnings than RBB Bancorp.

Summary

RBB Bancorp beats First National of Nebraska on 11 of the 15 factors compared between the two stocks.

About First National of Nebraska

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.

About RBB Bancorp

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company serves individuals, businesses, municipalities, and other entities. It operates branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois; and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.