AGM Group (NASDAQ:AGMH) vs. Euronet Worldwide (NASDAQ:EEFT) Financial Analysis

Euronet Worldwide (NASDAQ:EEFT) and AGM Group (NASDAQ:AGMH) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, institutional ownership, risk, earnings, analyst recommendations, dividends and profitability.

Analyst Ratings

This is a breakdown of recent ratings for Euronet Worldwide and AGM Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Euronet Worldwide	2	2	3	0	2.14
AGM Group	1	0	0	0	1.00

Euronet Worldwide currently has a consensus price target of $95.00, indicating a potential upside of 36.36%. AGM Group has a consensus price target of $5.77, indicating a potential upside of 557.25%. Given AGM Group’s higher probable upside, analysts plainly believe AGM Group is more favorable than Euronet Worldwide.

Volatility & Risk

Euronet Worldwide has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, AGM Group has a beta of 2.23, indicating that its share price is 123% more volatile than the S&P 500.

Valuation & Earnings

This table compares Euronet Worldwide and AGM Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Euronet Worldwide	$4.24 billion	0.62	$309.50 million	$6.93	10.05
AGM Group	$32.04 million	0.09	$3.12 million	N/A	N/A

Euronet Worldwide has higher revenue and earnings than AGM Group.

Profitability

This table compares Euronet Worldwide and AGM Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Euronet Worldwide	7.15%	28.37%	5.74%
AGM Group	N/A	N/A	N/A

Insider and Institutional Ownership

91.6% of Euronet Worldwide shares are held by institutional investors. 12.2% of Euronet Worldwide shares are held by company insiders. Comparatively, 34.9% of AGM Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Euronet Worldwide beats AGM Group on 9 of the 12 factors compared between the two stocks.

About Euronet Worldwide

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Fund Transfer Processing, epay, and Money Transfer. The Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operates a network of approximately 821,000 POS terminals. The Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.

About AGM Group

AGM Group Holdings Inc. operates as a technology company, engages in the research and development of blockchain-oriented ASIC chip in Singapore, Hong Kong, and China. The company offers MetaTrader 5, a futures trading solution; and foreign exchange trading system that provides services to financial institutions. It also engages in the research and development, manufacture, and sales of technology hardware. In addition, the company sells cryptocurrency mining machine and standardized computing equipment, and technical support plans, as well as delivers fintech software services. AGM Group Holdings Inc. was incorporated in 2015 and is based in Wan Chai, Hong Kong.