Fair Isaac (NYSE:FICO) Given New $1,225.00 Price Target at JPMorgan Chase & Co.

Fair Isaac (NYSE:FICO) had its price objective lowered by JPMorgan Chase & Co. from $1,325.00 to $1,225.00 in a research report sent to investors on Thursday,Benzinga reports. The brokerage currently has a neutral rating on the technology company’s stock.

Other equities analysts have also recently issued reports about the stock. Needham & Company LLC decreased their price target on shares of Fair Isaac from $1,975.00 to $1,650.00 and set a “buy” rating for the company in a research note on Wednesday. Raymond James Financial reaffirmed an “outperform” rating and set a $1,750.00 price target on shares of Fair Isaac in a research note on Wednesday. Bank of America assumed coverage on shares of Fair Isaac in a research note on Tuesday, February 17th. They set a “buy” rating and a $1,900.00 price target for the company. Barclays decreased their price target on shares of Fair Isaac from $2,400.00 to $1,950.00 and set an “overweight” rating for the company in a research note on Friday, April 10th. Finally, The Goldman Sachs Group decreased their price target on shares of Fair Isaac from $1,770.00 to $1,528.00 and set a “buy” rating for the company in a research note on Thursday, April 2nd. Ten equities research analysts have rated the stock with a Buy rating and five have given a Hold rating to the stock. Based on data from MarketBeat.com, the company currently has an average rating of “Moderate Buy” and an average target price of $1,690.79.

Fair Isaac Stock Down 1.8%

Shares of FICO opened at $1,025.15 on Thursday. The stock has a market capitalization of $23.77 billion, a P/E ratio of 32.47, a P/E/G ratio of 1.00 and a beta of 1.38. Fair Isaac has a twelve month low of $870.01 and a twelve month high of $2,217.60. The company has a 50 day moving average of $1,144.59 and a 200-day moving average of $1,464.09.

Fair Isaac (NYSE:FICO) last issued its quarterly earnings results on Tuesday, April 28th. The technology company reported $12.50 earnings per share for the quarter, topping the consensus estimate of $11.03 by $1.47. The company had revenue of $691.68 million during the quarter, compared to analysts’ expectations of $630.21 million. Fair Isaac had a net margin of 33.67% and a negative return on equity of 41.04%. The business’s quarterly revenue was up 38.7% on a year-over-year basis. During the same period last year, the business earned $7.81 EPS. Fair Isaac has set its FY 2026 guidance at 40.450-40.450 EPS. On average, sell-side analysts anticipate that Fair Isaac will post 36.45 earnings per share for the current fiscal year.

Fair Isaac announced that its board has approved a stock repurchase plan on Wednesday, February 25th that authorizes the company to repurchase $1.50 billion in shares. This repurchase authorization authorizes the technology company to reacquire up to 5.2% of its shares through open market purchases. Shares repurchase plans are generally an indication that the company’s management believes its stock is undervalued.

Insider Activity at Fair Isaac

In other news, Director Eva Manolis sold 520 shares of the stock in a transaction that occurred on Wednesday, February 25th. The stock was sold at an average price of $1,227.63, for a total value of $638,367.60. Following the completion of the sale, the director owned 344 shares of the company’s stock, valued at approximately $422,304.72. This represents a 60.19% decrease in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, Director Joanna Rees sold 358 shares of the stock in a transaction that occurred on Friday, February 13th. The shares were sold at an average price of $1,360.00, for a total value of $486,880.00. Following the completion of the sale, the director directly owned 11,204 shares of the company’s stock, valued at approximately $15,237,440. The trade was a 3.10% decrease in their position. The SEC filing for this sale provides additional information. Corporate insiders own 3.02% of the company’s stock.

Hedge Funds Weigh In On Fair Isaac

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. Great Lakes Advisors LLC lifted its holdings in shares of Fair Isaac by 5.7% during the first quarter. Great Lakes Advisors LLC now owns 112 shares of the technology company’s stock worth $207,000 after buying an additional 6 shares in the last quarter. Heartland Bank & Trust Co increased its position in shares of Fair Isaac by 1.3% in the third quarter. Heartland Bank & Trust Co now owns 464 shares of the technology company’s stock worth $694,000 after purchasing an additional 6 shares during the period. GW&K Investment Management LLC increased its position in shares of Fair Isaac by 4.6% in the third quarter. GW&K Investment Management LLC now owns 136 shares of the technology company’s stock worth $204,000 after purchasing an additional 6 shares during the period. San Luis Wealth Advisors LLC increased its position in shares of Fair Isaac by 2.8% in the third quarter. San Luis Wealth Advisors LLC now owns 253 shares of the technology company’s stock worth $379,000 after purchasing an additional 7 shares during the period. Finally, Capital Investment Advisory Services LLC increased its position in shares of Fair Isaac by 1.9% in the fourth quarter. Capital Investment Advisory Services LLC now owns 367 shares of the technology company’s stock worth $620,000 after purchasing an additional 7 shares during the period. 85.75% of the stock is owned by institutional investors.

Key Headlines Impacting Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Q2 results materially beat expectations — revenue grew ~39% Y/Y, scores revenue surged (~60% Y/Y), GAAP/non?GAAP EPS topped estimates and management raised FY2026 revenue and non?GAAP EPS guidance. This is the core bullish fundamental driver. FICO jumps after strong fiscal Q2 earnings
• Positive Sentiment: Earnings-call highlights emphasize outsized Scores segment strength, improving software ARR/retention and better profitability/cash generation — items investors reward for durable margins. FICO Earnings Call Highlights
• Positive Sentiment: Ongoing analyst support and growth narratives (Zacks, Needham/Jefferies/Baird buy/outperform coverage) keep longer-term interest intact despite near-term volatility. Zacks: strong growth stock
• Neutral Sentiment: Management will host investor presentations next week (Barclays conference) — useful for additional color but not an immediate catalyst. Investor conference presentation
• Neutral Sentiment: Some outlets are re?examining valuation after a sharp run-up; that can increase trading volatility as investors debate multiple of forward EPS. Yahoo: revisit valuation
• Negative Sentiment: JPMorgan cut its price target to $1,225 and moved to a “neutral” rating — a tangible near?term headwind for sentiment. Benzinga: JPMorgan target cut
• Negative Sentiment: High-profile short: Steve Eisman has publicly taken a short position, arguing FICO has antagonized parts of the lending ecosystem — this raises headline risk and can amplify selling pressure. Benzinga: Eisman short
• Negative Sentiment: Questions about competitive dynamics and a reported pricing change for FICO Score 10T (shift to $0.99 + $65 funding fee) have raised concerns about long?term monetization and customer pushback. Seeking Alpha: pricing shift
• Negative Sentiment: Insider selling and a cluster of downward price?target moves (even when ratings remain constructive) increase the risk of near?term profit?taking after a big rally. QuiverQuant: insider sales / hedge fund activity

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.