Fair Isaac (NYSE:FICO) Price Target Cut to $1,650.00 by Analysts at Needham & Company LLC

Fair Isaac (NYSE:FICO) had its price objective reduced by Needham & Company LLC from $1,975.00 to $1,650.00 in a research report sent to investors on Wednesday morning, MarketBeat Ratings reports. They currently have a buy rating on the technology company’s stock.

FICO has been the topic of a number of other reports. Jefferies Financial Group lifted their target price on Fair Isaac from $2,100.00 to $2,200.00 and gave the stock a “buy” rating in a report on Friday, January 16th. Robert W. Baird decreased their target price on Fair Isaac from $1,960.00 to $1,547.00 and set an “outperform” rating on the stock in a report on Tuesday, March 24th. Wells Fargo & Company decreased their target price on Fair Isaac from $2,300.00 to $1,650.00 and set an “overweight” rating for the company in a research report on Thursday, April 23rd. The Goldman Sachs Group decreased their target price on Fair Isaac from $1,770.00 to $1,528.00 and set a “buy” rating for the company in a research report on Thursday, April 2nd. Finally, Mizuho assumed coverage on Fair Isaac in a research report on Thursday, April 16th. They issued an “outperform” rating and a $1,416.00 target price for the company. Ten equities research analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. According to data from MarketBeat.com, Fair Isaac presently has a consensus rating of “Moderate Buy” and an average target price of $1,715.79.

Fair Isaac Stock Up 3.3%

Shares of NYSE FICO opened at $1,043.72 on Wednesday. The stock has a market capitalization of $24.76 billion, a price-to-earnings ratio of 38.63, a PEG ratio of 0.97 and a beta of 1.38. The stock’s fifty day simple moving average is $1,151.17 and its 200 day simple moving average is $1,467.16. Fair Isaac has a 52-week low of $870.01 and a 52-week high of $2,217.60.

Fair Isaac (NYSE:FICO) last issued its earnings results on Tuesday, April 28th. The technology company reported $12.50 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $10.97 by $1.53. The business had revenue of $691.68 million for the quarter, compared to analysts’ expectations of $621.81 million. Fair Isaac had a negative return on equity of 40.98% and a net margin of 31.89%.The company’s quarterly revenue was up 38.7% on a year-over-year basis. During the same period in the previous year, the firm posted $7.81 EPS. Fair Isaac has set its FY 2026 guidance at 40.450-40.450 EPS. As a group, analysts anticipate that Fair Isaac will post 36.45 earnings per share for the current year.

Fair Isaac declared that its board has authorized a share buyback program on Wednesday, February 25th that authorizes the company to repurchase $1.50 billion in outstanding shares. This repurchase authorization authorizes the technology company to purchase up to 5.2% of its shares through open market purchases. Shares repurchase programs are typically a sign that the company’s management believes its stock is undervalued.

Insiders Place Their Bets

In related news, Director Joanna Rees sold 358 shares of Fair Isaac stock in a transaction on Friday, February 13th. The stock was sold at an average price of $1,360.00, for a total transaction of $486,880.00. Following the completion of the sale, the director owned 11,204 shares of the company’s stock, valued at approximately $15,237,440. This trade represents a 3.10% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, Director Eva Manolis sold 520 shares of Fair Isaac stock in a transaction on Wednesday, February 25th. The shares were sold at an average price of $1,227.63, for a total value of $638,367.60. Following the sale, the director directly owned 344 shares of the company’s stock, valued at approximately $422,304.72. The trade was a 60.19% decrease in their position. The disclosure for this sale is available in the SEC filing. Corporate insiders own 3.02% of the company’s stock.

Institutional Trading of Fair Isaac

Institutional investors have recently bought and sold shares of the company. Bayban acquired a new stake in Fair Isaac during the fourth quarter valued at $25,000. Physician Wealth Advisors Inc. boosted its position in Fair Isaac by 166.7% during the fourth quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock valued at $27,000 after purchasing an additional 10 shares during the last quarter. Torren Management LLC acquired a new stake in Fair Isaac during the fourth quarter valued at $30,000. Cornerstone Planning Group LLC boosted its position in Fair Isaac by 280.0% during the third quarter. Cornerstone Planning Group LLC now owns 19 shares of the technology company’s stock valued at $30,000 after purchasing an additional 14 shares during the last quarter. Finally, Meeder Asset Management Inc. boosted its position in Fair Isaac by 66.7% during the third quarter. Meeder Asset Management Inc. now owns 20 shares of the technology company’s stock valued at $30,000 after purchasing an additional 8 shares during the last quarter. Institutional investors and hedge funds own 85.75% of the company’s stock.

Key Headlines Impacting Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Q2 results materially beat expectations: revenue rose ~39% Y/Y to about $692M and non?GAAP EPS topped estimates; management highlighted ~60% Y/Y growth in Scores revenue driven by mortgage origination pricing and volumes — this is the primary driver of the stock strength. Read More.
• Positive Sentiment: Management raised FY2026 financial outlook (non?GAAP EPS and revenue guidance moved higher—company signaling roughly $2.45B revenue and ~ $40.45 non?GAAP EPS in commentary), which reduces near?term execution risk and supports upside to consensus. Read More.
• Positive Sentiment: Operating cash flow and margins improved in the quarter (higher gross and operating profit and stronger cash generation), giving FICO flexibility for reinvestment or shareholder actions — another supportive signal for investors. Read More.
• Neutral Sentiment: Management will present at the Barclays Americas Select Conference on May 5 — useful for investor Q&A and may provide further color on Score pricing and FY guidance. Read More.
• Neutral Sentiment: Full earnings materials and the call transcript/slides are available — analysts are re?rating models and re?pricing targets based on the new guidance and score pricing disclosures. Expect volatility as estimates converge. Read More.
• Negative Sentiment: Insider selling has been active (multiple recent sales, no purchases), which some investors view as a cautionary signal about near?term insider conviction. Read More.
• Negative Sentiment: Market concerns and headlines about competition/pricing (VantageScore commentary) and a modest downward revision to Needham’s price target (still a Buy) may limit upside until analysts reconcile the longer?term impact of Score pricing changes. Read More. • Read More.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.