Mogo Finance Technology (NASDAQ:MOGO) and Fincera (OTCMKTS:YUANF) are both small-cap business services companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, profitability, earnings, analyst recommendations and dividends.
Insider & Institutional Ownership
6.1% of Mogo Finance Technology shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
This table compares Mogo Finance Technology and Fincera’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Mogo Finance Technology||$47.28 million||1.82||-$16.99 million||($0.69)||-4.58|
|Fincera||$205.74 million||2.85||$40.04 million||N/A||N/A|
Fincera has higher revenue and earnings than Mogo Finance Technology.
Fincera pays an annual dividend of $0.30 per share and has a dividend yield of 2.5%. Mogo Finance Technology does not pay a dividend.
This is a breakdown of recent ratings and recommmendations for Mogo Finance Technology and Fincera, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Mogo Finance Technology||0||1||2||0||2.67|
Mogo Finance Technology presently has a consensus price target of $8.50, suggesting a potential upside of 168.99%. Given Mogo Finance Technology’s higher probable upside, research analysts plainly believe Mogo Finance Technology is more favorable than Fincera.
This table compares Mogo Finance Technology and Fincera’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Mogo Finance Technology||-15.15%||N/A||-14.19%|
Volatility & Risk
Mogo Finance Technology has a beta of 1.73, indicating that its stock price is 73% more volatile than the S&P 500. Comparatively, Fincera has a beta of -0.22, indicating that its stock price is 122% less volatile than the S&P 500.
Fincera beats Mogo Finance Technology on 7 of the 11 factors compared between the two stocks.
Mogo Finance Technology Company Profile
Mogo Finance Technology Inc. operates as a financial technology company in Canada. The company offers solutions that help consumers to manage and control their finances. It offers free credit score monitoring; MogoProtect, an identity fraud protection solution; MogoCard, a Mogo Visa Platinum Prepaid Card; MogoMortgage, a digital mortgage solution; MogoCrypto account; and MogoMoney that enables the buying and selling of bitcoin, as well as access to consumer credit products. Mogo Finance Technology Inc. was founded in 2003 and is headquartered in Vancouver, Canada.
Fincera Company Profile
Fincera Inc. focuses on providing online lending and e-commerce services for small and medium-sized businesses (SMBs) and individuals in China. The company operates in two segments, Internet-Based Financial and E-Commerce Services, and Property Lease and Management. The company's financial services platforms include CeraPay, a revolving credit product that processes and settles transactions between its borrowers and merchants; and CeraVest, a peer-to-peer lending platform that provides short-term financing primarily to SMBs. Its e-commerce products comprise TruShip, an online e-commerce platform for trucking industry merchants; AutoChekk, an e-commerce platform for the passenger vehicle industry; and PingPing, an e-commerce platform for small businesses to establish an online presence. The company also owns and leases office space; and operates and manages Shijiazhuang Hilton hotel in the Kaiyuan Finance Center building. The company was formerly known as AutoChina International Limited and changed its name to Fincera Inc. in July 2015. Fincera Inc. was founded in 1994 and is headquartered in Shijiazhuang, the People's Republic of China. Fincera Inc. is a subsidiary of Honest Best International Ltd.
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