Ohio Valley Banc (NASDAQ:OVBC) and Oritani Financial (NASDAQ:ORIT) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, profitability, institutional ownership, analyst recommendations and risk.
Ohio Valley Banc pays an annual dividend of $0.84 per share and has a dividend yield of 2.4%. Oritani Financial pays an annual dividend of $1.00 per share and has a dividend yield of 5.4%. Oritani Financial pays out 84.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.
This table compares Ohio Valley Banc and Oritani Financial’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Ohio Valley Banc||17.24%||8.30%||0.95%|
Earnings & Valuation
This table compares Ohio Valley Banc and Oritani Financial’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Ohio Valley Banc||$58.13 million||2.89||$11.94 million||N/A||N/A|
|Oritani Financial||$160.51 million||5.17||$52.06 million||$1.18||15.59|
Oritani Financial has higher revenue and earnings than Ohio Valley Banc.
Institutional and Insider Ownership
19.2% of Ohio Valley Banc shares are held by institutional investors. Comparatively, 69.1% of Oritani Financial shares are held by institutional investors. 6.7% of Ohio Valley Banc shares are held by insiders. Comparatively, 10.2% of Oritani Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
This is a summary of current recommendations and price targets for Ohio Valley Banc and Oritani Financial, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Ohio Valley Banc||0||0||0||0||N/A|
Oritani Financial has a consensus target price of $19.00, suggesting a potential upside of 3.26%. Given Oritani Financial’s higher probable upside, analysts plainly believe Oritani Financial is more favorable than Ohio Valley Banc.
Risk & Volatility
Ohio Valley Banc has a beta of 0.33, suggesting that its stock price is 67% less volatile than the S&P 500. Comparatively, Oritani Financial has a beta of 0.71, suggesting that its stock price is 29% less volatile than the S&P 500.
Oritani Financial beats Ohio Valley Banc on 12 of the 14 factors compared between the two stocks.
About Ohio Valley Banc
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company also provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit boxes, wire transfers, credit card services, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machine (ATM) services, consumer finance, seasonal tax refund loan services, and commercial property and various liability insurance services, as well as trust services. As of January 29, 2019, it operated 19 offices in Ohio and West Virginia; and Loan Central with 6 consumer finance offices in Ohio. The company owns and operates 37 ATMs, including 20 off-site ATMs. Ohio Valley Banc Corp. was founded in 1872 and is headquartered in Gallipolis, Ohio.
About Oritani Financial
Oritani Financial Corp. operates as a savings and loan holding company for Oritani Bank that provides various banking services for individual and corporate customers. The company accepts a range of deposit products, such as non-interest and interest-bearing demand and NOW checking accounts, money market deposit accounts, savings accounts, retirement accounts, and time deposits. Its loan products include residential commercial real estate loans comprising mortgage loans secured by apartment buildings; commercial real estate loans, consisting of mortgage loans secured by retail anchor shopping centers, commercial offices, retail space, warehouses, and mixed-use buildings; residential real estate loans, such as one to four family residential real property and home equity loans; and second mortgage and equity loans, and home equity lines of credit, as well as construction loans. The company also invests in securities and real estate properties. As of June 30, 2018, it operated 25 full service branches in Bergen, Hudson, Essex, and Passaic counties, New Jersey; and lending offices in New York City and Cherry Hill, New Jersey. Oritani Financial Corp. was founded in 1911 and is headquartered in Washington Township, New Jersey.
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