Head-To-Head Review: Lakeland Bancorp (NASDAQ:LBAI) vs. Bank7 (NASDAQ:BSVN)

Share on StockTwits

Lakeland Bancorp (NASDAQ:LBAI) and Bank7 (NASDAQ:BSVN) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, institutional ownership, valuation, risk, analyst recommendations and earnings.

Profitability

This table compares Lakeland Bancorp and Bank7’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Lakeland Bancorp 24.95% 10.46% 1.12%
Bank7 44.09% 25.90% 2.97%

Earnings and Valuation

This table compares Lakeland Bancorp and Bank7’s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Lakeland Bancorp $235.43 million 3.26 $63.40 million $1.34 11.36
Bank7 $48.13 million 3.70 $25.00 million $2.44 7.17

Lakeland Bancorp has higher revenue and earnings than Bank7. Bank7 is trading at a lower price-to-earnings ratio than Lakeland Bancorp, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

55.2% of Lakeland Bancorp shares are owned by institutional investors. Comparatively, 33.5% of Bank7 shares are owned by institutional investors. 4.2% of Lakeland Bancorp shares are owned by company insiders. Comparatively, 63.4% of Bank7 shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of current recommendations and price targets for Lakeland Bancorp and Bank7, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lakeland Bancorp 0 0 2 0 3.00
Bank7 0 0 3 0 3.00

Lakeland Bancorp presently has a consensus target price of $19.50, indicating a potential upside of 28.12%. Bank7 has a consensus target price of $23.00, indicating a potential upside of 31.43%. Given Bank7’s higher possible upside, analysts clearly believe Bank7 is more favorable than Lakeland Bancorp.

Dividends

Lakeland Bancorp pays an annual dividend of $0.50 per share and has a dividend yield of 3.3%. Bank7 does not pay a dividend. Lakeland Bancorp pays out 37.3% of its earnings in the form of a dividend. Lakeland Bancorp has raised its dividend for 9 consecutive years.

Summary

Bank7 beats Lakeland Bancorp on 9 of the 15 factors compared between the two stocks.

About Lakeland Bancorp

Lakeland Bancorp, Inc. operates as the bank holding company for Lakeland Bank that provides various banking products and services for individuals and small to medium sized businesses. It offers commercial banking services, including savings, money market, and time accounts, as well as demand deposits; lending solutions, such as short and medium term loans, lines of credit, letters of credit, inventory and accounts receivable financing, real estate construction loans, mortgage loans, small business administration loans, commercial real estate loans, commercial and industrial loans, and equipment financing, as well as merchant credit card services; and Internet banking, mobile banking, wire transfer, night depository, and cash management services. The company also provides consumer banking services, including checking accounts, savings accounts, money market accounts, certificates of deposit, secured and unsecured loans, consumer installment loans, mortgage loans, and safe deposit services, as well as Internet banking services. In addition, it offers investment and advisory services; and non-deposit products, which include securities brokerage services, including mutual funds and variable annuities. As of January 28, 2019, the company operated 54 branch offices throughout Bergen, Essex, Morris, Ocean, Passaic, Somerset, Sussex, and Union counties in New Jersey; 6 New Jersey regional commercial lending centers in Bernardsville, Jackson, Montville, Newton, Teaneck, and Waldwick; 1 commercial lending center in New York to serve the Hudson Valley region; and 1 commercial loan production office serving Middlesex and Monmouth counties in New Jersey. Lakeland Bancorp, Inc. was founded in 1989 and is headquartered in Oak Ridge, New Jersey.

About Bank7

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers in Oklahoma, Kansas, and Texas. It accepts demand, savings, checking, money market, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company also provides commercial real estate, hospitality, energy, and commercial and industrial loans; and consumer loans, such as secured and unsecured term loans and home improvement loans; and residential real estate loans, mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as ATM services. It operates through seven branches in Oklahoma, Texas, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 2004 and is headquartered in Oklahoma City, Oklahoma.

Receive News & Ratings for Lakeland Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Lakeland Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.



Latest News

Critical Survey: CENTRAIS ELETRI/S  and PPL
Critical Survey: CENTRAIS ELETRI/S and PPL
Sandridge Mississippian Trust I  versus Hess Midstream Partners  Head to Head Analysis
Sandridge Mississippian Trust I versus Hess Midstream Partners Head to Head Analysis
Head-To-Head Review: Lakeland Bancorp  vs. Bank7
Head-To-Head Review: Lakeland Bancorp vs. Bank7
Comparing CASI Pharmaceuticals  & Ablynx
Comparing CASI Pharmaceuticals & Ablynx
Head-To-Head Comparison: Goldcorp  versus China Natural Resources
Head-To-Head Comparison: Goldcorp versus China Natural Resources
Critical Analysis: Aramark  versus Meritage Hospitality Group
Critical Analysis: Aramark versus Meritage Hospitality Group


© 2006-2019 Ticker Report