Fincera (OTCMKTS:YUANF) and Golden Bull (NASDAQ:DNJR) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, analyst recommendations, risk, earnings and profitability.
Valuation & Earnings
This table compares Fincera and Golden Bull’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Fincera||$205.74 million||3.57||$40.04 million||N/A||N/A|
|Golden Bull||$7.89 million||1.54||-$3.43 million||N/A||N/A|
This table compares Fincera and Golden Bull’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Fincera pays an annual dividend of $0.30 per share and has a dividend yield of 2.0%. Golden Bull does not pay a dividend.
This is a summary of recent ratings for Fincera and Golden Bull, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Volatility and Risk
Fincera has a beta of -0.16, meaning that its stock price is 116% less volatile than the S&P 500. Comparatively, Golden Bull has a beta of 2.1, meaning that its stock price is 110% more volatile than the S&P 500.
Institutional & Insider Ownership
0.0% of Golden Bull shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Fincera beats Golden Bull on 7 of the 9 factors compared between the two stocks.
Fincera Company Profile
Fincera Inc. focuses on providing online lending and e-commerce services for small and medium-sized businesses (SMBs) and individuals in China. The company operates in two segments, Internet-Based Financial and E-Commerce Services, and Property Lease and Management. The company's financial services platforms include CeraPay, a revolving credit product that processes and settles transactions between its borrowers and merchants; and CeraVest, a peer-to-peer lending platform that provides short-term financing primarily to SMBs. Its e-commerce products comprise TruShip, an online e-commerce platform for trucking industry merchants; AutoChekk, an e-commerce platform for the passenger vehicle industry; and PingPing, an e-commerce platform for small businesses to establish an online presence. The company also owns and leases office space; and operates and manages Shijiazhuang Hilton hotel in the Kaiyuan Finance Center building. The company was formerly known as AutoChina International Limited and changed its name to Fincera Inc. in July 2015. Fincera Inc. was founded in 1994 and is headquartered in Shijiazhuang, the People's Republic of China. Fincera Inc. is a subsidiary of Honest Best International Ltd.
Golden Bull Company Profile
Golden Bull Limited operates as an online finance marketplace company in the People's Republic of China. The company's online marketplace connects individual lenders with individual and small business borrowers for short-term loans. It also provides investment and financing consultancy, and technical services. The company was founded in 2015 and is headquartered in Shanghai, the People's Republic of China.
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