Pintec Technology (NASDAQ:PT) and TrueCar (NASDAQ:TRUE) are both small-cap business services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, risk, profitability, valuation and dividends.
Earnings & Valuation
This table compares Pintec Technology and TrueCar’s top-line revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Pintec Technology||$153.10 million||2.95||N/A||N/A||N/A|
|TrueCar||$353.57 million||1.93||-$28.32 million||($0.26)||-25.08|
Institutional and Insider Ownership
0.2% of Pintec Technology shares are held by institutional investors. Comparatively, 94.5% of TrueCar shares are held by institutional investors. 4.1% of Pintec Technology shares are held by insiders. Comparatively, 5.6% of TrueCar shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
This table compares Pintec Technology and TrueCar’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
This is a summary of recent recommendations and price targets for Pintec Technology and TrueCar, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
TrueCar has a consensus target price of $9.88, suggesting a potential upside of 51.55%. Given TrueCar’s higher possible upside, analysts plainly believe TrueCar is more favorable than Pintec Technology.
TrueCar beats Pintec Technology on 5 of the 9 factors compared between the two stocks.
About Pintec Technology
Pintec Technology Holdings Limited, through with its subsidiaries, engages in the operation of an online technology platform that enables financial services in the People's Republic of China. The company connects business partners and financial partners on its open platform and enables them to provide financial services to end users. Its technology platform include a lending solution for borrowers to originate loans; a lending solution for borrowers who want to finance online purchases; and a wealth management solution for asset management companies and insurance companies to facilitate the sales of products. Pintec Technology Holdings Limited has a strategic cooperation agreement with China National Investment & Guaranty Corporation to develop digital lending technologies in China; and a strategic partnership with Best Wonder Co. Ltd. to develop digital lending solutions to support small and micro-sized enterprises. The company was incorporated in 2017 and is headquartered in Beijing, the People's Republic of China.
TrueCar, Inc. engages in the operation of data-driven online platform which provides dealers and automakers with automobile information. It provides pricing transparency about what other people paid for their cars. The company products include Used Cars for Sale, Sell My Car, Local Pricing, and Lease a Car. The company was founded by Thomas Taira, James Nguyen, Scott Painter, and Bernard Brenner in February 2005 and is headquartered in Santa Monica, CA.
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