Webster Financial (OTCMKTS: IDCBY) and Industrial & Cmrcl Bnk f China (OTCMKTS:IDCBY) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, profitability, dividends, valuation and earnings.
This is a summary of recent ratings for Webster Financial and Industrial & Cmrcl Bnk f China, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Industrial & Cmrcl Bnk f China||0||0||1||0||3.00|
Earnings and Valuation
This table compares Webster Financial and Industrial & Cmrcl Bnk f China’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Webster Financial||$1.17 billion||4.91||$255.43 million||$2.59||24.14|
|Industrial & Cmrcl Bnk f China||$150.25 billion||0.40||$42.34 billion||N/A||N/A|
Industrial & Cmrcl Bnk f China has higher revenue and earnings than Webster Financial.
This table compares Webster Financial and Industrial & Cmrcl Bnk f China’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Industrial & Cmrcl Bnk f China||28.24%||13.81%||1.12%|
Volatility and Risk
Webster Financial has a beta of 1.13, meaning that its share price is 13% more volatile than the S&P 500. Comparatively, Industrial & Cmrcl Bnk f China has a beta of 1.25, meaning that its share price is 25% more volatile than the S&P 500.
Webster Financial pays an annual dividend of $1.32 per share and has a dividend yield of 2.1%. Industrial & Cmrcl Bnk f China pays an annual dividend of $0.61 per share and has a dividend yield of 4.4%. Webster Financial pays out 51.0% of its earnings in the form of a dividend. Webster Financial has raised its dividend for 7 consecutive years.
Insider & Institutional Ownership
92.3% of Webster Financial shares are owned by institutional investors. Comparatively, 0.0% of Industrial & Cmrcl Bnk f China shares are owned by institutional investors. 2.2% of Webster Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
Industrial & Cmrcl Bnk f China beats Webster Financial on 9 of the 16 factors compared between the two stocks.
About Webster Financial
Webster Financial Corporation operates as the holding company for Webster Bank, National Association that provides financial services to individuals, families, and businesses in the United States. It operates through four segments: Commercial Banking, Community Banking, HSA Bank, and Private Banking. The Commercial Banking segment provides lending, deposit, and cash management services to middle market companies; and asset-based lending, commercial real estate, and equipment finance, as well as treasury and payment services, which include government and institutional banking. The Community Banking segment offers deposit and fee-based services, residential mortgages, home equity lines/loans, unsecured consumer loans, and credit cards to consumers, as well as investment and securities-related services, including brokerage and investment advice through a strategic partnership with LPL Financial Holdings Inc. This segment also provides credit, deposit, and cash flow management products to businesses and professional service firms. The HSA Bank segment offers health savings accounts, health reimbursement accounts, flexible spending accounts, and other financial solutions to employers for the benefit of their employees and individuals. The Private Banking segment provides relationship banking services for high net worth clients, not-for-profit organizations, and business clients for asset management, trust, loan, and deposit products and financial planning services. The company also provides its services telephone and mobile banking services, as well as through its Website. As of February 14, 2018, it operated 167 banking centers and 334 ATMs. Webster Financial Corporation was founded in 1935 and is headquartered in Waterbury, Connecticut.
About Industrial & Cmrcl Bnk f China
Industrial and Commercial Bank of China Limited provides various banking products and services primarily in China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. This segment's products and services include corporate loans, trade financing, deposit-taking activities, corporate wealth management services, custody activities, various corporate intermediary services, etc. The Personal Banking segment provides personal loans and cards, deposits, personal wealth management, and personal intermediary services to individual customers. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions, as well as holding of derivative positions. The company also offers e-banking services, including Internet, telephone, and mobile banking services; and fund and asset management, trust, financial leasing, insurance, and other financial services. As of December 31, 2017, it operated approximately 16,469 domestic institutions and 419 overseas institutions. The company was formerly known as Industrial and Commercial Bank of China. Industrial and Commercial Bank of China Limited was founded in 1984 and is headquartered in Beijing, the People's Republic of China.
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