Security National Financial (NASDAQ: SNFCA) and AEGON (NYSE:AEG) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, institutional ownership and earnings.
AEGON pays an annual dividend of $0.25 per share and has a dividend yield of 3.8%. Security National Financial does not pay a dividend. AEGON pays out 19.5% of its earnings in the form of a dividend. AEGON has increased its dividend for 2 consecutive years.
This is a breakdown of recent recommendations for Security National Financial and AEGON, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Security National Financial||0||0||0||0||N/A|
AEGON has a consensus price target of $4.60, indicating a potential downside of 29.88%. Given AEGON’s higher probable upside, analysts plainly believe AEGON is more favorable than Security National Financial.
Volatility and Risk
Security National Financial has a beta of -0.29, suggesting that its share price is 129% less volatile than the S&P 500. Comparatively, AEGON has a beta of 1.4, suggesting that its share price is 40% more volatile than the S&P 500.
Insider & Institutional Ownership
8.1% of Security National Financial shares are owned by institutional investors. Comparatively, 8.5% of AEGON shares are owned by institutional investors. 18.2% of Security National Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
This table compares Security National Financial and AEGON’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Security National Financial||2.37%||5.03%||0.70%|
Valuation and Earnings
This table compares Security National Financial and AEGON’s revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Security National Financial||$307.21 million||0.29||$12.18 million||$0.42||12.77|
|AEGON||$37.24 billion||0.36||$2.67 billion||$1.28||5.13|
AEGON has higher revenue and earnings than Security National Financial. AEGON is trading at a lower price-to-earnings ratio than Security National Financial, indicating that it is currently the more affordable of the two stocks.
AEGON beats Security National Financial on 11 of the 15 factors compared between the two stocks.
Security National Financial Company Profile
Security National Financial Corporation engages in life insurance, cemetery and mortuary, and mortgage loan businesses. The company's Life Insurance segment engages in selling and servicing life insurance, annuity products, and accident and health insurance. This segment offers various life insurance products, such as funeral plans and interest-sensitive life insurance; other traditional life, accident, and health insurance products; annuity products comprising single premium deferred annuities, flexible premium deferred annuities, and immediate annuities; and diver's accident policies, as well as cedes and assumes certain risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eight mortuaries and five cemeteries in the state of Utah, and one cemetery in the state of California. This segment also markets plots, interment vaults, mausoleum crypts, markers, caskets, flowers, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing. The company's Mortgage segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Nevada, Texas, and Utah. It offers mortgage loan products to real estate brokers, independent mortgage loan originators, and investors. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.
AEGON Company Profile
Aegon N.V. (Aegon) is an international life insurance, pensions and asset management company. The Company’s segments include the Americas, which includes the United States, Mexico and Brazil; the Netherlands; the United Kingdom; Central & Eastern Europe; Spain & Portugal; Asia, and Aegon Asset Management. It offers protection against mortality, morbidity and longevity risks, including traditional and universal life. It offers products with mortality, morbidity, and longevity risks, including traditional and universal life; mortgages; annuity products, and banking products. It offers individual protection products, such as annuities, term insurance, income protection and international/offshore bonds. It has activities in the Czech Republic, Hungary, Poland, Romania, Slovakia and Turkey. It offers life insurance marketed to high-net-worth individuals in Hong Kong and Singapore. It also offers investment products covering third-party customers, insurance-linked solutions.
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