Cass Information Systems (NASDAQ: CASS) and FleetCor Technologies (NYSE:FLT) are both computer and technology companies, but which is the better business? We will compare the two companies based on the strength of their valuation, earnings, institutional ownership, profitability, dividends, risk and analyst recommendations.
Cass Information Systems pays an annual dividend of $0.96 per share and has a dividend yield of 1.5%. FleetCor Technologies does not pay a dividend. Cass Information Systems pays out 47.5% of its earnings in the form of a dividend. FleetCor Technologies has increased its dividend for 13 consecutive years.
This table compares Cass Information Systems and FleetCor Technologies’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Cass Information Systems||18.49%||12.14%||1.73%|
Valuation & Earnings
This table compares Cass Information Systems and FleetCor Technologies’ gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Cass Information Systems||$135.30 million||5.64||$25.01 million||$2.02||30.73|
|FleetCor Technologies||$2.25 billion||8.36||$740.20 million||$6.55||31.97|
FleetCor Technologies has higher revenue and earnings than Cass Information Systems. Cass Information Systems is trading at a lower price-to-earnings ratio than FleetCor Technologies, indicating that it is currently the more affordable of the two stocks.
This is a summary of recent ratings and recommmendations for Cass Information Systems and FleetCor Technologies, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Cass Information Systems||0||0||0||0||N/A|
FleetCor Technologies has a consensus price target of $207.77, indicating a potential downside of 0.78%. Given FleetCor Technologies’ higher probable upside, analysts clearly believe FleetCor Technologies is more favorable than Cass Information Systems.
Risk and Volatility
Cass Information Systems has a beta of 1.2, suggesting that its stock price is 20% more volatile than the S&P 500. Comparatively, FleetCor Technologies has a beta of 1.52, suggesting that its stock price is 52% more volatile than the S&P 500.
Insider & Institutional Ownership
53.3% of Cass Information Systems shares are owned by institutional investors. Comparatively, 93.8% of FleetCor Technologies shares are owned by institutional investors. 5.0% of Cass Information Systems shares are owned by insiders. Comparatively, 4.6% of FleetCor Technologies shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
FleetCor Technologies beats Cass Information Systems on 15 of the 17 factors compared between the two stocks.
Cass Information Systems Company Profile
Cass Information Systems, Inc. (Cass) is a provider of payment and information processing services to manufacturing, distribution and retail enterprises across the United States with operating locations in Missouri, Ohio, Massachusetts, South Carolina and Florida. The Company provides transportation invoice rating, payment processing, auditing, accounting and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility related expenses. The Company operates in two segments: Information Services and Banking Services. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches. The Company, through its bank subsidiary, Cass Commercial Bank (the Bank), provides commercial banking services.
FleetCor Technologies Company Profile
FleetCor Technologies, Inc. is a provider of workforce payment products. The Company offers fuel card payments product solutions, corporate payments products, toll products, lodging cards and gift cards. The Company operates through two segments: North America and International. Its products are sold to businesses, retailers, oil companies and marketers and government entities. Its payment programs enable its customers to manage and control their commercial payments, card programs, and employee spending and provide card-accepting merchants with a customer base that can increase their sales and customer loyalty. The Company also provides a suite of fleet related and workforce payment products, including mobile telematics services, fleet maintenance management and employee benefit and transportation related payments. As of December 31, 2016, its products were used in 53 countries around the world, with its primary geographies in the United States, Brazil and the United Kingdom.
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