HomeStreet (NASDAQ:HMST – Get Rating) and Lakeland Bancorp (NASDAQ:LBAI – Get Rating) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, risk, valuation, profitability and analyst recommendations.
Valuation & Earnings
This table compares HomeStreet and Lakeland Bancorp’s top-line revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|HomeStreet||$355.86 million||0.32||$66.54 million||$2.74||2.25|
|Lakeland Bancorp||$395.64 million||2.18||$107.37 million||$1.69||7.85|
Lakeland Bancorp has higher revenue and earnings than HomeStreet. HomeStreet is trading at a lower price-to-earnings ratio than Lakeland Bancorp, indicating that it is currently the more affordable of the two stocks.
Volatility & Risk
HomeStreet has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500. Comparatively, Lakeland Bancorp has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500.
Insider & Institutional Ownership
83.9% of HomeStreet shares are owned by institutional investors. Comparatively, 57.7% of Lakeland Bancorp shares are owned by institutional investors. 4.6% of HomeStreet shares are owned by company insiders. Comparatively, 4.7% of Lakeland Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
This table compares HomeStreet and Lakeland Bancorp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
This is a breakdown of current ratings and target prices for HomeStreet and Lakeland Bancorp, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
HomeStreet currently has a consensus price target of $29.80, suggesting a potential upside of 383.77%. Lakeland Bancorp has a consensus price target of $18.60, suggesting a potential upside of 40.27%. Given HomeStreet’s higher possible upside, equities analysts plainly believe HomeStreet is more favorable than Lakeland Bancorp.
Lakeland Bancorp beats HomeStreet on 10 of the 16 factors compared between the two stocks.
HomeStreet, Inc. is a holding company, which engages in the provision of commercial and consumer banking and real estate lending services. It operates through the Commercial and Consumer Banking. The Commercial and Consumer Banking segment offers diversified financial products and services to its commercial and consumer customers through bank branches, and through automated teller machines (ATMs), online, mobile and telephone banking. The company was founded on August 17, 1921 and is headquartered in Seattle, WA.
About Lakeland Bancorp
Lakeland Bancorp, Inc. is a bank holding company, which engages in the provision of lending, depository, and related financial services. Its consumer banking services include checking accounts, savings accounts, interest-bearing checking accounts, money market accounts, certificates of deposit, internet banking, secured and unsecured loans, consumer installment loans, mortgage loans, and safe deposit services. The company was founded in March 1989 and is headquartered in Oak Ridge, NJ.
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